Cumberland County property record for 133 Ham Rd, Hope Mills, NC 28348
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,005 sqft · built 1983 |
| Lot Size | 0.594 acres (25,900 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (May 2024) |
| Tax Bill | $2,605 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Jun 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0432-47-4989 |
| Primary APN | 0432-47-4989 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,005 sqft Heated Area |
| 1st Floor Area | 1,241 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Traditional |
| Exterior Material | Brick/Stone |
| Construction Type | Wood |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 25,900 sqft (0.594 acres) |
| Lot Dimensions | 185 ft deep x 140 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 336 sqft |
| Deck Area | 99 sqft |
| Patio Area | 99 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 133 HAM RD |
|---|---|
| City | HOPE MILLS |
| State | NC |
| Zip | 28348-9201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | CYPRESS ACRES LO:9 SE:01 PL:0039-0045 |
| Legal Subdivision | CYPRESS ACRES & LAKES |
| Legal Block | 47 |
| Legal Lot Number | 9 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | GRAYS CREEK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 3004 |
Source: Cumberland County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 133 HAM RD, HOPE MILLS, NC 28348-9201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 20, 2026 | Deed of Trust, Mortgage · VA Mortgage UNION HOME MORTGAGE CORP |
| Jun 8, 2022 | Warranty Deed, Transfer · VA Mortgage US BANK NA |
| Jul 1, 2020 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Aug 21, 2017 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2024 · Amount on Record |
| Deed Sale | May 31, 2024 · Amount on Record |
| Prior Sale | Jun 8, 2022 · Amount on Record |
| Deed Document Number | 202415985 |
| Deed Book / Page | 11983 / 853 |
| Last Transfer Date | Aug 1, 2024 |
| Transfer Doc | 0120750599 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 133 HAM RD, HOPE MILLS, NC 28348-9201 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2026 |
| Title Company | MUTUAL TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 133 HAM RD, HOPE MILLS, NC 28348-9201 |
| Document Number | 0124270171 |
|---|---|
| Date | Jan 20, 2026 |
| Book Page | 12427/171 |
| Instrument | 1895 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 8241 DOW CIR, STRONGSVILLE, OH 44136 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Jun 8, 2022 |
| Property Address | 133 HAM RD, HOPE MILLS, NC 28348-9201 |
| Document Number | 0114920464 |
| Book / Page | 11492 / 464 |
| Map Reference | MB 39 PG 45 |
| Instrument Date | May 11, 2022 |
| Instrument | 23403 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 430 DEWBERRY LN, 430, ROSEBORO, NC 28382-5535 |
| Name | Verified Name |
|---|---|
| Address | 133 HAM RD, HOPE MILLS, NC 28348-9201 |
| Document Number | 0000023404 |
|---|---|
| Date | Jun 8, 2022 |
| Instrument | 23404 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 133 HAM RD, HOPE MILLS, NC 28348-9201 |
| Document Number | 0108110093 |
| Instrument Date | Jul 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 133 HAM RD HOPE MILLS NC 283489201, HOPE MILLS, NC 28348-9201 |
| Document Number | 0108110093 |
|---|---|
| Date | Jul 6, 2020 |
| Book Page | 010811/000093 |
| Instrument | 23386 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 5, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Aug 21, 2017 |
| Property Address | 133 HAM RD, HOPE MILLS, NC 28348-9201 |
| Document Number | 0101530015 |
| Book / Page | 010153 / 000015 |
| Instrument Date | Jul 17, 2017 |
| Instrument | 26417 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2017 |
| Title Company | SERVICELINK |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $398.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 133 HAM RD HOPE MILLS NC 283489201, HOPE MILLS, NC 28348-9201 |
| Document Number | 101530017 |
|---|---|
| Date | Aug 21, 2017 |
| Book Page | 010153/000017 |
| Instrument | 26418 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 20, 2047 |
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,605.00 | ||
| 2025 | $2,605.00 (+21.56%) | $296,059 (+45.86%) Land $75,000 Building $221,059 | $296,059 (+45.86%) Land $75,000 Building $221,059 |
| 2024 | $2,143.00 (+1.76%) | $202,976 (-) Land $50,000 Building $152,976 | $202,976 (-) Land $50,000 Building $152,976 |
| 2023 | $2,106.00 (+2.48%) | $202,976 Land $50,000 Building $152,976 | $202,976 Land $50,000 Building $152,976 |
| 2022 | $2,055.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2018–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 79% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAYETTEVILLE PUBLIC WORKS COMM serves 226,441 people · EPA ID NC0326010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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