143 Coldbrook Cir, Rincon, GA 31326 Property Records

Effingham County property record for 143 Coldbrook Cir, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,122 sqft · built 2005
Lot Size	1.61 acres (70,132 sqft)
Owner	Company Name on Record
Tax Bill	$4,701 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`0435E-043-000`

Property Details

APN / Parcel Number

Primary APN	`0435E-043-000`
Alternative APNs	`0092B043000` `0435E043` `16312`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,122 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Fiberglass
Lot Area	70,132 sqft (1.61 acres)
Garage Area	690 sqft

Exterior Amenities

Porch	Slab
Porch Area	174 sqft
Deck Area	450 sqft
Patio Area	144 sqft
Utility Building	624 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16312
Street Address	143 COLDBROOK CIR
City	RINCON
State	GA
Zip	31326-5684
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	1.61 AC LOT 43
Legal Subdivision	COLDBROOK HEIGHTS
Legal Phase	1
Legal Block	1
Legal Lot Number	43
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1000
Census Tract	30301

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	143 COLDBROOK CIR, RINCON, GA 31326-5684
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage ROCKET MORTGAGE
Jul 20, 2023	Limited Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER
Sep 13, 2019	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2025
Deed Sale	Jun 19, 2025
Prior Sale	Jul 20, 2023 · Amount on Record
Deed Book / Page	2979 / 369
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	143 COLDBROOK CIR, RINCON, GA 31326-5684
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 COLDBROOK CIR, RINCON, GA 31326-5684

Mortgage

Document Number	0000002999/0000000208
Date	Oct 3, 2025
Book Page	0000002999/0000000208

Lender

Name	ROCKET MORTGAGE

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2045

July 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 20, 2023
Property Address	143 COLDBROOK CIR, RINCON, GA 31326-5684
Document Number	002861/101
Book / Page	2861 / 101
Instrument Date	Jul 19, 2023
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	143 COLDBROOK CIR, RINCON, GA 31326-5684

Mortgage

Document Number	0002861104
Date	Jul 20, 2023
Instrument	2861/104

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2053

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Sep 13, 2019
Property Address	143 COLDBROOK CIR, RINCON, GA 31326-5684
Document Number	002546/713
Book / Page	2546 / 713
Instrument Date	Sep 13, 2019
Instrument	2019-002455
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 COLDBROOK CIR, RINCON, GA 31326-5684

Mortgage

Document Number	0000002546/0000000715
Date	Sep 24, 2019
Book Page	0000002546/0000000715
Instrument	007930

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2034

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,872 (+4.22%) Land $22,800 Building $124,072	$367,179 (+4.22%) Land $57,000 Building $310,179
2025	$4,701.00 (+10.59%) Homeowner's exemption	$140,921 (+2.96%) Land $22,800 Building $118,121	$352,303 (+2.96%) Land $57,000 Building $295,303
2024	$4,251.00 (+29.41%)	$136,874 (+33.66%) Land $22,800 Building $114,074	$342,184 (+33.66%) Land $57,000 Building $285,184
2022	$3,285.00	$102,403 Land $18,000 Building $84,403	$256,008 Land $45,000 Building $211,008

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

May also be available: Planters Rural Telephone Cooperative.

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