Westchester County and Ossining Town property record for 137 Cedar Ln, Ossining, NY 10562
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,592 sqft · built 1964 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,225,316 (Jul 2023) |
| Tax Bill | $16,594 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Sep 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 554203 89.07-2-33 |
| Primary APN | 554203 89.07-2-33 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,592 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Dimensions | 111 ft deep x 150 ft wide |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 1,636 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 137 CEDAR LN |
|---|---|
| City | OSSINING |
| State | NY |
| Zip | 10562-2405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | THE CEDAR RE SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 33.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | OSSINING |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 13600 |
Source: Westchester County and Ossining Town records, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 137 CEDAR LN, OSSINING, NY 10562-2405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2023 | Bargain and Sale Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 19, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jan 10, 2022 | Bargain and Sale Deed, Transfer JUDICIAL TITLE INSURANCE |
| Dec 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2023 · Amount on Record |
| Deed Sale | Jul 28, 2023 · Amount on Record |
| Prior Sale | Jan 10, 2022 · Amount on Record |
| Deed Document Number | 20233614 |
| Record Updated | Jun 8, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jul 28, 2023 |
| Property Address | 137 CEDAR LN, OSSINING, NY 10562-2405 |
| Document Number | 0632003614 |
| Instrument Date | Jul 21, 2023 |
| Instrument | 632003614 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2023 |
| Title Company | GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TTL AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,902.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 137 CEDAR LN, OSSINING, NY 10562-2405 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 137 CEDAR LN, OSSINING, NY 10562-2405 |
| Document Number | 0632073020 |
|---|---|
| Date | Jul 28, 2023 |
| Instrument | 632073020 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 137 CEDAR LN, OSSINING, NY 10562-2405 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2022 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 137 CEDAR LN, BRONXVILLE, NY 10708-2027 |
| Document Number | 0622623090 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 622623090 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 24, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jan 10, 2022 |
| Property Address | 137 CEDAR LN, OSSINING, NY 10562-2405 |
| Document Number | 0613483745 |
| Instrument Date | Dec 23, 2021 |
| Instrument | 613483745 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | JUDICIAL TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,454.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3500 CRISTO REY DR #520-H520-H, 3500, CUPERTINO, CA 95014 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 10 MANOR POND LN, IRVINGTON, NY 10533-2412 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 137 CEDAR LN, OSSINING, NY 10562-2405 |
| Document Number | 0600273033 |
| Instrument Date | Dec 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2020 |
| Title Company | FREEDOM ABSTRACT INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 137 CEDAR LN BRONXVILLE NY 107082027, BRONXVILLE, NY 10708-2027 |
| Document Number | 0600273033 |
|---|---|
| Date | Jan 27, 2020 |
| Book Page | 060027/003033 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 26, 2040 |
Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Ossining Town |
| Municipality | Ossining Village |
| Unified School District | Ossining Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,594.00 | $1,240,000 (+26.11%) Land $445,000 Building $795,000 | $1,240,000 (+26.11%) Land $445,000 Building $795,000 |
| 2024 | $983,300 (+17.92%) Land $351,100 Building $632,200 | $983,300 (+17.92%) Land $351,100 Building $632,200 | |
| 2023 | $833,900 (+9.91%) Land $296,800 Building $537,100 | $833,900 (+9.91%) Land $296,800 Building $537,100 | |
| 2022 | $758,700 Land $296,800 Building $461,900 | $758,700 Land $296,800 Building $461,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (1978–2024) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSSINING WATER DEPARTMENT serves 30,000 people · EPA ID NY5903451 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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