149 Cedar Ln, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 149 Cedar Ln, Ossining, NY 10562

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,706 sqft · built 1999
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$595,000 (Mar 2020)
Tax Bill	$18,712 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`554203 89.07-2-37`

Property Details

APN / Parcel Number

Primary APN	`554203 89.07-2-37`
Alternative APN	`55420300110A023 055`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,706 sqft Living Area
1st Floor Area	1,220 sqft
Upper Floors Area	288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	510 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	149 CEDAR LN
City	OSSINING
State	NY
Zip	10562-2405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	REVISED STREET MAP OF AUDUBON
Legal Block	2
Legal Lot Number	37.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	OSSINING
Census Block Group	3
Census Block	3004
Census Tract	13600

Owner

Source: Westchester County and Ossining Town records · APN 554203 89.07-2-37

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	149 CEDAR LN, OSSINING, NY 10562-2405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 27, 2020 · Amount on Record
Deed Sale	Mar 27, 2020 · Amount on Record
Prior Sale	Jan 30, 2012 · Amount on Record
Deed Document Number	2020600653474
Record Updated	Jun 08, 2026

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Mar 27, 2020
Property Address	149 CEDAR LN, OSSINING, NY 10562-2405
Document Number	0600653474
Book / Page	060065 / 003474
Instrument Date	Mar 24, 2020
Transaction Type	Transfer
Record Updated	May 20, 2020
Title Company	KENNETH PREGNO AGENCY, INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	204 HUNTINGTON ST #TH5 BROOKLYN NY 112313968, BROOKLYN, NY 11231-3968

Mortgage

Document Number	600843554
Date	Mar 27, 2020
Book Page	060084/003554

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2050

Tax Assessment & Valuation

Source: Westchester County and Ossining Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Ossining Town
Municipality	Ossining Village
Unified School District	Ossining Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,712.00	$884,000 (+12.99%) Land $353,100 Building $530,900	$884,000 (+12.99%) Land $353,100 Building $530,900
2024	Additional exemption filed	$782,400 (+7.78%) Land $321,400 Building $461,000	$782,400 (+7.78%) Land $321,400 Building $461,000
2023		$725,900 Land $321,400 Building $404,500	$725,900 Land $321,400 Building $404,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1978–2024)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

Based on FCC filings for 139 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OSSINING WATER DEPARTMENT serves 30,000 people
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.