Westchester County and Ossining Town property record for 127 Cedar Ln, Ossining, NY 10562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,174 sqft · built 1957 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $16,086 (2026) |
| Deeds & Mortgages | Nov 2021 Transfer Aug 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 554203 89.07-2-29 |
| Primary APN | 554203 89.07-2-29 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,174 sqft Living Area |
| 1st Floor Area | 1,174 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 124 ft deep x 75 ft wide |
| Garage Type | Basement |
| Porch | Open Porch |
| Porch Area | 70 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 127 CEDAR LN |
|---|---|
| City | OSSINING |
| State | NY |
| Zip | 10562-2403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 29.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | OSSINING |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 13600 |
Source: Westchester County and Ossining Town records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 127 CEDAR LN, OSSINING, NY 10562-2403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2021 | Intrafamily Transfer, Transfer |
| Aug 25, 2021 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Jun 19, 2017 | Quit Claim Deed, Transfer THOROUGHBRED TITLE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 9, 2021 |
| Transfer Doc | 0612923976 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Nov 16, 2021 |
| Property Address | 127 CEDAR LN, OSSINING, NY 10562-2403 |
| Document Number | 0612923976 |
| Instrument Date | Oct 9, 2021 |
| Instrument | 612923976 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 172 CEDAR LN, OSSINING, NY 10562-2008 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 127 CEDAR LN, OSSINING, NY 10562-2403 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 127 CEDAR LN, OSSINING, NY 10562-2403 |
| Document Number | 0612353166 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 612353166 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 7, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jun 19, 2017 |
| Property Address | 127 CEDAR LN, OSSINING, NY 10562-2403 |
| Document Number | 0571533425 |
| Book / Page | 057153 / 003425 |
| Instrument Date | Jun 5, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2018 |
| Title Company | THOROUGHBRED TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 127 CEDAR LN OSSINING NY 105622403, OSSINING, NY 10562-2403 |
Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Ossining Town |
| Municipality | Ossining Village |
| Unified School District | Ossining Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,086.00 (-11.23%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $18,122.00 | $593,700 (+7.07%) Land $291,200 Building $302,500 | $593,700 (+7.07%) Land $291,200 Building $302,500 |
| 2024 | Homeowner's exemption Veteran's exemption | $554,500 (+7.8%) Land $265,200 Building $289,300 | $554,500 (+7.8%) Land $265,200 Building $289,300 |
| 2023 | $514,400 Land $265,200 Building $249,200 | $514,400 Land $265,200 Building $249,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (1978–2024) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSSINING WATER DEPARTMENT serves 30,000 people · EPA ID NY5903451 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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