Westchester County and Ossining Town property record for 145 Cedar Ln, Ossining, NY 10562
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,306 sqft · built 1927 |
| Lot Size | 0.82 acres (35,719 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $815,000 (Mar 2019) |
| Tax Bill | $31,851 (2026) |
| Deeds & Mortgages | Jul 2022 Mortgage Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 554203 89.07-2-36 |
| Primary APN | 554203 89.07-2-36 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 4,306 sqft Living Area |
| 1st Floor Area | 1,386 sqft |
| Upper Floors Area | 1,650 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Other |
| Exterior Material | Stucco |
| Lot Area | 35,719 sqft (0.82 acres) |
| Lot Dimensions | 118 ft deep x 300 ft wide |
| Garage Type | Detached |
| Garage Area | 374 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 60 sqft |
| Patio Area | 662 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 145 CEDAR LN |
|---|---|
| City | OSSINING |
| State | NY |
| Zip | 10562-2405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 36.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | OSSINING |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 13600 |
Source: Westchester County and Ossining Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 145 CEDAR LN, OSSINING, NY 10562-2405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 7, 2019 | Bargain and Sale Deed, Transfer CEO TITLE AGENCY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2019 · Amount on Record |
| Deed Sale | Mar 7, 2019 · Amount on Record |
| Deed Document Number | 2019590463174 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 145 CEDAR LN, OSSINING, NY 10562-2405 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2022 |
| Title Company | AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 145 CEDAR LN, OSSINING, NY 10562-2405 |
| Document Number | 0621883654 |
|---|---|
| Date | Jul 8, 2022 |
| Instrument | 621883654 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 145 CEDAR LN, OSSINING, NY 10562-2405 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 145 CEDAR LN, OSSINING, NY 10562-2405 |
| Document Number | 0621883654 |
|---|---|
| Date | Jul 7, 2022 |
| Instrument | 621883654 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | Monthly |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.5% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Mar 7, 2019 |
| Property Address | 145 CEDAR LN, OSSINING, NY 10562-2405 |
| Document Number | 0590463174 |
| Instrument Date | Feb 28, 2019 |
| Instrument | 590463174 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | CEO TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,260.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 145 CEDAR LN, 145, OSSINING, NY 10562-2405 |
| Name | Verified Name |
|---|---|
| Address | 52 BROWNING DR, OSSINING, NY 10562-5102 |
Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Ossining Town |
| Municipality | Ossining Village |
| Unified School District | Ossining Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $31,851.00 (+78.81%) | ||
| 2025 | $17,813.00 | $989,700 (+0.65%) Land $366,500 Building $623,200 | $989,700 (+0.65%) Land $366,500 Building $623,200 |
| 2024 | Additional exemption filed | $983,300 (+7.78%) Land $331,700 Building $651,600 | $983,300 (+7.78%) Land $331,700 Building $651,600 |
| 2023 | $912,300 Land $331,700 Building $580,600 | $912,300 Land $331,700 Building $580,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (1978–2024) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSSINING WATER DEPARTMENT serves 30,000 people · EPA ID NY5903451 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures