1368 Caudor St, #1, Encinitas, CA 92024 Property Records

San Diego County property record for 1368 Caudor St, #1, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 3,620 sqft · built 1981
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on File
Last Sale	$369,000 (Oct 1997)
Tax Bill	$11,075 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Dec 2017 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`254-413-30-00`

Property Details

APN / Parcel Number

Primary APN	`254-413-30-00`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	3,620 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	24,829 sqft (0.57 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1368 CAUDOR ST, 1
City	ENCINITAS
State	CA
Zip	92024-1834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	BLK J LOT 5 ST CLSD&DOC81-14048 IN TR 001788
Legal Subdivision	SOUTH COAST PARK
Legal Tract	001788
Legal Block	J
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2013
Census Tract	17601

Owner

1368 Caudor St, #1 is owned and occupied by two individuals who bought it in October 1997.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1368 CAUDOR ST, ENCINITAS, CA 92024-1834
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Dec 27, 2017	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Aug 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Sep 23, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Oct 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Sep 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 1997 · Amount on File
Deed Sale	Oct 10, 1997 · Amount on File
Prior Sale	Apr 10, 1996
Deed Document Number	1997505519
Prior Transfer Date	Jun 19, 1997
Prior Transfer Doc	0000336909
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1368 CAUDOR ST # 1, 1, ENCINITAS, CA 92024-1834
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1368 CAUDOR ST, ENCINITAS, CA 92024-1834

Mortgage

Document Number	0000171631
Date	Mar 5, 2021
Instrument	2021-0171631

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1368 CAUDOR ST # 1, 1, ENCINITAS, CA 92024-1834
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000609020
Date	Dec 27, 2017
Instrument	2017-0609020

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1368 CAUDOR ST # 1, 1, ENCINITAS, CA 92024-1834
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000366969
Date	Aug 28, 2019
Instrument	2019-0366969

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1368 CAUDOR ST # 1, 1, ENCINITAS, CA 92024-1834
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000417045
Date	Sep 23, 2019
Instrument	2019-0417045

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1368 CAUDOR ST # 1, 1, ENCINITAS, CA 92024-1834
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1368 CAUDOR ST, ENCINITAS, CA 92024-1834

Mortgage

Document Number	0000822906
Date	Dec 22, 2020
Instrument	2020-0822906

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1368 CAUDOR ST # 1, 1, ENCINITAS, CA 92024-1834
Document Number	0000511404
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Nov 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1368 CAUDOR ST ENCINITAS CA 920241834, ENCINITAS, CA 92024-1834

Mortgage

Document Number	0000511404
Date	Nov 2, 2017
Instrument	511404

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1368 CAUDOR ST # 1, 1, ENCINITAS, CA 92024-1834
Document Number	0000424625
Instrument Date	Sep 7, 2017
Transaction Type	Mortgage
Record Updated	Sep 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1368 CAUDOR ST ENCINITAS CA 920241834, ENCINITAS, CA 92024-1834

Mortgage

Document Number	0000424625
Date	Sep 15, 2017
Instrument	424625

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1368 Caudor St, #1 was $11,075 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$966,408 (+2%) Land $376,210 Building $590,198
2025	$11,075.00 Homeowner's exemption	$947,460 Land $368,834 Building $578,626
2023	$10,300.00 (+2.55%) Homeowner's exemption	$910,670 Land $354,512 Building $556,158
2022	$10,044.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1368 Caudor St, #1 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1368 Caudor St, #1 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Ting.

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