1389 Caudor St, Encinitas, CA 92024 Property Records

San Diego County property record for 1389 Caudor St, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 3,874 sqft · built 2002
Lot Size	0.51 acres (22,216 sqft)
Owner	Company Name on Record
Last Sale	$2,491,000 (Oct 2019)
Tax Bill	$30,755 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`254-411-11-00`

Property Details

APN / Parcel Number

Primary APN	`254-411-11-00`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	3,874 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	22,216 sqft (0.51 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1389 CAUDOR ST
City	ENCINITAS
State	CA
Zip	92024-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	LOT 3 TR 014249
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	014249
Legal Block	2
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2006
Census Tract	17601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1389 CAUDOR ST, ENCINITAS, CA 92024-1802
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Deed of Trust, Mortgage · Line of Credit BAXTER CU
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU
Oct 8, 2019	Grant Deed, Transfer · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2019 · Amount on Record
Deed Sale	Oct 8, 2019 · Amount on Record
Prior Sale	Apr 24, 2015 · Amount on Record
Deed Document Number	2019449586
Prior Transfer Date	Sep 5, 2013
Prior Transfer Doc	0000555778
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1389 CAUDOR ST, ENCINITAS, CA 92024-1802
Transaction Type	Mortgage
Record Updated	Nov 15, 2023
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1389 CAUDOR ST, ENCINITAS, CA 92024-1802

Mortgage

Document Number	0000307763
Date	Nov 6, 2023
Instrument	2023-0307763

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Nov 30, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1389 CAUDOR ST, ENCINITAS, CA 92024-1802
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1389 CAUDOR ST, ENCINITAS, CA 92024-1802

Mortgage

Document Number	0000617626
Date	Aug 31, 2021
Instrument	2021-0617626

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Sep 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	7.5%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1389 CAUDOR ST, ENCINITAS, CA 92024-1802
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1389 CAUDOR ST, ENCINITAS, CA 92024-1802

Mortgage

Document Number	0000025097
Date	Jan 13, 2021
Instrument	2021-0025097

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Feb 1, 2031
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	7.62%

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 8, 2019
Property Address	1389 CAUDOR ST, ENCINITAS, CA 92024-1802
Document Number	0000449586
Map Reference	MAP 14249
Instrument Date	Aug 7, 2019
Instrument	2019-0449586
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1389 CAUDOR ST, ENCINITAS, CA 92024-1802

Mortgage

Document Number	0000449587
Date	Oct 8, 2019
Instrument	2019-0449587

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,778,751 (+2%) Land $1,784,828 Building $993,923
2025	$30,755.00 (+6.25%)	$2,724,267 (+4.04%) Land $1,749,832 Building $974,435
2023	$28,946.00 (+2.08%)	$2,618,483 Land $1,681,885 Building $936,598
2022	$28,357.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Ting.

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