1347 Caudor St, Encinitas, CA 92024 Property Records

San Diego County property record for 1347 Caudor St, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,345 sqft · built 2002
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on File
Last Sale	$953,500 (Jun 2003)
Tax Bill	$16,561 (2025)
Deeds & Mortgages	May 2022 Mortgage Nov 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`254-411-13-00`

Property Details

APN / Parcel Number

Primary APN	`254-411-13-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,345 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	24,829 sqft (0.57 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1347 CAUDOR ST
City	ENCINITAS
State	CA
Zip	92024-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	LOT 5 TR 014249
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	014249
Legal Block	2
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2006
Census Tract	17601

Owner

1347 Caudor St is owned and occupied by an individual who acquired it in September 2010.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1347 CAUDOR ST, ENCINITAS, CA 92024-1802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Nov 7, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage VISTA POINT MORTGAGE LLC
Feb 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMESTREET BANK
Feb 23, 2017	Deed of Trust, Mortgage · Line of Credit HOMESTREET BANK
Jan 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2003 · Amount on File
Deed Sale	Jun 12, 2003 · Amount on File
Deed Document Number	2003698845
Last Transfer Date	Sep 23, 2010
Transfer Doc	0000517987
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1347 CAUDOR ST, ENCINITAS, CA 92024-1802
Transaction Type	Mortgage
Record Updated	Nov 26, 2025
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1347 CAUDOR ST, ENCINITAS, CA 92024-1802

Mortgage

Document Number	0000210015
Date	May 16, 2022
Instrument	2022-0210015

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 7, 2025
Property Address	1347 CAUDOR ST, ENCINITAS, CA 92024-1802
Document Number	0000315108
Map Reference	MAP 14249
Instrument Date	Oct 21, 2025
Instrument	2025-0315108
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1347 CAUDOR ST, ENCINITAS, CA 92024-1802

Mortgage

Document Number	0000315109
Date	Nov 7, 2025
Instrument	2025-0315109

Lender

Name	VISTA POINT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1347 CAUDOR ST, ENCINITAS, CA 92024-1802
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088166
Date	Feb 23, 2017
Instrument	2017-0088166

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1347 CAUDOR ST, ENCINITAS, CA 92024-1802
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088167
Date	Feb 23, 2017
Instrument	2017-0088167

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1347 CAUDOR ST, ENCINITAS, CA 92024-1802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1347 CAUDOR ST, ENCINITAS, CA 92024-1802

Mortgage

Document Number	0000022649
Date	Jan 22, 2019
Instrument	2019-0022649

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1347 Caudor St was $16,561.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,439,566 (+2%) Land $738,641 Building $700,925
2025	$16,561.00 Homeowner's exemption	$1,411,340 Land $724,158 Building $687,182
2023	$15,564.00 (+2.15%) Homeowner's exemption	$1,356,538 Land $696,039 Building $660,499
2022	$15,237.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1347 Caudor St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1347 Caudor St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Ting.

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