1309 Caudor St, Encinitas, CA 92024 Property Records

San Diego County property record for 1309 Caudor St, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,703 sqft · built 2003
Lot Size	0.63 acres (27,443 sqft)
Owner	Trust Name on File
Last Sale	$1,801,000 (May 2015)
Tax Bill	$24,661 (2025)
Deeds & Mortgages	Jun 2021 Transfer Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`254-411-18-00`

Property Details

APN / Parcel Number

Primary APN	`254-411-18-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,703 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	27,443 sqft (0.63 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1309 CAUDOR ST
City	ENCINITAS
State	CA
Zip	92024-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	LOT 10 (EX ST) TR 014249
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	014249
Legal Block	2
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2006
Census Tract	17601

Owner

1309 Caudor St is owner-occupied and held in a trust since June 2021.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	1309 CAUDOR ST, ENCINITAS, CA 92024-1802
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Intrafamily Transfer, Transfer LAWYERS TITLE COMPANY
Jun 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 8, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2015 · Amount on File
Deed Sale	May 29, 2015 · Amount on File
Prior Sale	May 15, 2013 · Amount on File
Deed Document Number	2015273655
Last Transfer Date	Jun 19, 2021
Transfer Doc	0000461943
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 25, 2021
Property Address	1309 CAUDOR ST, ENCINITAS, CA 92024-1802
Document Number	0000461943
Map Reference	MAP 14249
Instrument Date	Jun 19, 2021
Instrument	2021-0461943
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1309 CAUDOR ST, ENCINITAS, CA 92024-1802

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 24, 2021
Property Address	1309 CAUDOR ST, ENCINITAS, CA 92024-1802
Document Number	0000460232
Map Reference	MAP 14249
Instrument Date	Jun 19, 2021
Instrument	2021-0460232
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1309 CAUDOR ST, ENCINITAS, CA 92024-1802
Investor	Possibly a Property Investor

Mortgage

Document Number	0000460233
Date	Jun 24, 2021
Instrument	2021-0460233

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1309 CAUDOR ST, ENCINITAS, CA 92024-1802
Document Number	0000432183
Instrument Date	Sep 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 CAUDOR ST ENCINITAS CA 920241802, ENCINITAS, CA 92024-1802

Mortgage

Document Number	0000432183
Date	Sep 21, 2017
Instrument	432183

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1309 Caudor St was $24,661 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,207,810 (+2%) Land $1,348,471 Building $859,339
2025	$24,661.00 Homeowner's exemption	$2,164,521 Land $1,322,031 Building $842,490
2023	$23,198.00 (+2.1%) Homeowner's exemption	$2,080,472 Land $1,270,696 Building $809,776
2022	$22,721.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1309 Caudor St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1309 Caudor St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Ting.

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