1368 23rd St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1368 23rd St, Oceano, CA 93445

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,056 sqft · built 1972
Lot Size	0.215 acres (9,375 sqft)
Owner	2 Company Names on Record
Last Sale	$485,000 (Nov 2004)
Tax Bill	$7,552 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit May 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`062-022-048`

Property Details

APN / Parcel Number

Primary APN	`062-022-048`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,056 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Wood
Lot Area	9,375 sqft (0.215 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1368 23RD ST
City	OCEANO
State	CA
Zip	93445-9101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TN OCEANO WILMAR SB BL 1 PTN LT 6 & LT 7
Legal Subdivision	WILMAR ADD-OCEANO
Legal Block	1
Legal Lot Number	6,7
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2000
Census Tract	12202

Owner

Source: San Luis Obispo County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1131 OLD OAK PARK RD, ARROYO GRANDE, CA 93420-5016
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Intrafamily Transfer, Transfer · Line of Credit MECHANICS BANK
May 1, 2023	Intrafamily Transfer, Transfer
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 22, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2004 · Amount on Record
Deed Sale	Nov 4, 2004 · Amount on Record
Deed Document Number	200497308
Last Transfer Date	Feb 12, 2026
Transfer Doc	0000005411
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 24, 2026
Property Address	1368 23RD ST, OCEANO, CA 93445-9101
Document Number	0000005411
Map Reference	MB 3 PG 59
Instrument Date	Feb 12, 2026
Instrument	2026005411
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1131 OLD OAK PARK RD, ARROYO GRANDE, CA 93420-5016

Mortgage

Document Number	0000005412
Date	Feb 24, 2026
Instrument	2026005412

Lender

Name	MECHANICS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 11, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 1, 2023
Property Address	1368 23RD ST, OCEANO, CA 93445-9101
Document Number	0000011819
Map Reference	MB 3 PG 59
Instrument Date	Apr 13, 2023
Instrument	2023011819
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1131 OLD OAK PARK RD, ARROYO GRANDE, CA 93420-5016

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1368 23RD ST, OCEANO, CA 93445-9101
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017571
Date	Apr 10, 2020
Instrument	2020017571

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 22, 2019
Property Address	1368 23RD ST, OCEANO, CA 93445-9101
Document Number	0000052500
Map Reference	MB 3 PG 59
Instrument Date	Sep 19, 2019
Instrument	2019052500
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1131 OLD OAK PARK RD, ARROYO GRANDE, CA 93420-5016

Mortgage

Document Number	0000052501
Date	Nov 22, 2019
Instrument	2019052501

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2034

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$689,549 (+2%) Land $369,659 Building $319,890
2025	$7,552.00 (+4.6%)	$676,029 (+4.04%) Land $362,411 Building $313,618
2023	$7,220.00 (+1.46%)	$649,780 Land $348,339 Building $301,441
2022	$7,116.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 887 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, Verizon.

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