1342 23rd St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1342 23rd St, Oceano, CA 93445

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 748 sqft · built 1939
Lot Size	0.27 acres (11,740 sqft)
Owner	Company Name on Record
Tax Bill	$1,475 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`062-022-058`

Property Details

APN / Parcel Number

Primary APN	`062-022-058`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	748 sqft Living Area
1st Floor Area	748 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Construction Type	Wood
Lot Area	11,740 sqft (0.27 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	1342 23RD ST
City	OCEANO
State	CA
Zip	93445-9101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	PM 51-50 PAR 1
Legal Subdivision	WILMAR ADD
Legal Block	2
Legal Lot Number	B
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2000
Census Tract	12202

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1308 ABBOT AVE, SAN GABRIEL, CA 91776-3216
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · Commercial Mortgage COMMERCIAL LOAN CORPORATION
Mar 4, 2022	Intrafamily Transfer, Transfer
Feb 7, 2019	Affidavit of Death, Transfer
Sep 13, 2018	Affidavit of Death, Transfer ATTORNEY ONLY
Jun 5, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 25, 2022
Transfer Doc	0000009899
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1342 23RD ST, OCEANO, CA 93445-9101
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8489 5TH AVE, HESPERIA, CA 92345-4014

Mortgage

Document Number	0000008419
Date	Feb 24, 2022
Instrument	2022008419

Lender

Name	COMMERCIAL LOAN CORPORATION
Type	Non-Lending Institution
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 4, 2022
Property Address	1342 23RD ST, OCEANO, CA 93445-9101
Document Number	0000009899
Map Reference	MB 51 PG 50
Instrument Date	Feb 25, 2022
Instrument	2022009899
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1308 ABBOT AVE, SAN GABRIEL, CA 91776-3216

February 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 7, 2019
Property Address	1342 23RD ST, OCEANO, CA 93445-9101
Document Number	0000004390
Instrument Date	Jan 31, 2019
Instrument	4390
Transaction Type	Transfer
Record Updated	Feb 14, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1342 23RD ST OCEANO CA 934459101, OCEANO, CA 93445-9101

September 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 13, 2018
Property Address	1342 23RD ST, OCEANO, CA 93445-9101
Document Number	0000037955
Instrument Date	Aug 6, 2018
Instrument	37955
Transaction Type	Transfer
Record Updated	Sep 24, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1342 23RD ST OCEANO CA 934459101, OCEANO, CA 93445-9101

June 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 5, 2018
Property Address	1342 23RD ST, OCEANO, CA 93445-9101
Document Number	0000022858
Instrument Date	Dec 5, 2017
Instrument	22858
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	8489 5TH AVE HESPERIA CA 923454014, HESPERIA, CA 92345-4014

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$109,330 (+2%) Land $109,330
2025	$1,475.00 (+5.13%)	$107,187 (+4.04%) Land $107,187
2023	$1,403.00 (+1.15%)	$103,026 Land $103,026
2022	$1,387.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 887 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, Verizon.

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