1386 23rd St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1386 23rd St, Oceano, CA 93445

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1989
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on Record
Last Sale	$635,000 (Sep 2020)
Tax Bill	$7,598 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`062-022-030`

Property Details

APN / Parcel Number

Primary APN	`062-022-030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Construction Type	Wood
Lot Area	6,250 sqft (0.143 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	1386 23RD ST
City	OCEANO
State	CA
Zip	93445-9101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSFA
Legal Description	TN OCEANO WILMAR SB BL 1 LT 3 LESS 50% MIN RT
Legal Subdivision	WILMAR ADD/OCEANO
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2000
Census Tract	12202

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1386 23RD ST, OCEANO, CA 93445-9101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Grant Deed, Transfer · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
Oct 23, 2019	Intrafamily Transfer, Transfer · VA Mortgage NEW DAY FINANCIAL LLC
Aug 23, 2019	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2020 · Amount on Record
Deed Sale	Sep 24, 2020 · Amount on Record
Prior Sale	Oct 23, 2019
Deed Document Number	2020052825
Record Updated	Jun 8, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 24, 2020
Property Address	1386 23RD ST, OCEANO, CA 93445-9101
Document Number	0000052825
Map Reference	MB 3 PG 59
Instrument Date	Aug 24, 2020
Instrument	2020052825
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1386 23RD ST, OCEANO, CA 93445-9101

Mortgage

Document Number	0000052826
Date	Sep 24, 2020
Instrument	2020052826

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 23, 2019
Property Address	1386 23RD ST, OCEANO, CA 93445-9101
Document Number	0000046846
Map Reference	MB 3 PG 59
Instrument Date	Aug 19, 2019
Instrument	2019046846
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	243 GRASSE ST, CALICO ROCK, AR 72519-8809

Mortgage

Document Number	0000046775
Date	Oct 23, 2019
Instrument	2019046775

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 23, 2019
Property Address	1386 23RD ST, OCEANO, CA 93445-9101
Document Number	0000034951
Instrument Date	Aug 19, 2019
Instrument	34951
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	243 GRASSE ST CALICO ROCK AR 725198809, CALICO ROCK, AR 72519-8809

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,598.00 (+4.64%) Homeowner's exemption	$687,342 (+4.04%) Land $351,789 Building $335,553
2023	$7,261.00 (+1.48%) Homeowner's exemption	$660,654 Land $338,130 Building $322,524
2022	$7,155.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 887 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, Verizon.

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