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1356 23rd St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1356 23rd St, Oceano, CA 93445

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,240 sqft · built 1975
Lot Size0.069 acres (3,049 sqft)
OwnerIndividual Name on Record
Last Sale$386,000 (Apr 2017)
Tax Bill$5,129 (2025)
Deeds & MortgagesMay 2019 Mortgage
Apr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN062-022-010

Property Details

APN / Parcel Number

Primary APN062-022-010

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,240 sqft Living Area

Exterior

Year BuiltBuilt 1975
Construction TypeWood
Lot Area3,049 sqft (0.069 acres)
Parking Spaces1 Parking Space

Location & Zoning

Street Address1356 23RD ST
CityOCEANO
StateCA
Zip93445-9101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTN OCEANO WILMAR SB BL 1 PTN LT 8
Legal SubdivisionWILMAR ADD/TOWN/OCEANO
Legal Block1
Legal Lot Number8
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2000
Census Tract12202

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1356 23RD ST, OCEANO, CA 93445-9101
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 6, 2019Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Apr 13, 2017Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 13, 2017 · Amount on Record
Deed SaleApr 13, 2017 · Amount on Record
Prior SaleOct 21, 2014 · Amount on Record
Deed Document Number2017016130
Record UpdatedJun 8, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1356 23RD ST, OCEANO, CA 93445-9101
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016452
DateMay 6, 2019
Instrument2019016452
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeLending Institution
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2049

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateApr 13, 2017
Property Address1356 23RD ST, OCEANO, CA 93445-9101
Document Number0000016130
Map ReferenceMB3 PG59
Instrument DateMar 23, 2017
Instrument2017016130
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1356 23RD ST, OCEANO, CA 93445-9101

Mortgage

Document Number0000016131
DateApr 13, 2017
Instrument2017016131
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,129.00 (+6.54%) Homeowner's exemption$447,980 (+4.04%) Land $243,720 Building $204,260
2023$4,814.00 (+1.48%) Homeowner's exemption$430,586 Land $234,257 Building $196,329
2022$4,744.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 887 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Surfnet Communications
Fixed Wireless		100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, Verizon.

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