129 E Cliff St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 129 E Cliff St, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	1,851 sqft · built 1920
Lot Size	0.149 acres (6,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,920 (Jan 2019)
Tax Bill	$12,168 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00075-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`18-00075-0000-00002`
Alternative APN	`180007500002`

Interior

Stories	2 Stories
Building Area	1,851 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	6,499 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	129 E CLIFF ST
City	SOMERVILLE
State	NJ
Zip	08876-1908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	75
Legal Lot Number	2
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	3
Census Block	3011
Census Tract	50300

Owner

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	136 ROSEDALE AVE, MADISON, NJ 07940-1754
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 11, 2019	Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2019 · Amount on Record
Deed Sale	Jan 11, 2019 · Amount on Record
Deed Document Number	20191342
Deed Book / Page	7094 / 1033
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	129 E CLIFF ST, SOMERVILLE, NJ 08876-1908
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006852
Date	Feb 13, 2020
Book Page	7189/3281
Instrument	2020006852

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jan 11, 2019
Property Address	129 E CLIFF ST, SOMERVILLE, NJ 08876-1908
Document Number	0000001342
Book / Page	7094 / 1033
Instrument Date	Jan 4, 2019
Instrument	2019001342
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,073.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 STATESVILLE QUARRY RD, 130, LAFAYETTE, NJ 07848-3129

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 E CLIFF ST, SOMERVILLE, NJ 08876-1908

Mortgage

Document Number	0000001343
Date	Jan 11, 2019
Instrument	2019001343

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,300 (-) Land $129,900 Building $168,400	$298,300 (-) Land $129,900 Building $168,400
2025	$12,168.00 (+3.2%)	$298,300 (-) Land $129,900 Building $168,400	$298,300 (-) Land $129,900 Building $168,400
2024	$11,791.00 (+5.1%)
2023		$298,300 Land $129,900 Building $168,400	$298,300 Land $129,900 Building $168,400
2022	$11,219.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1979–2021)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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