1359 Thistle Down, Keswick, VA 22947 Property Records

Albemarle County property record for 1359 Thistle Down, Keswick, VA 22947

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,349 sqft · built 2016
Lot Size	0.934 acres (40,685 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (May 2015)
Tax Bill	$9,631 (2026)
Deeds & Mortgages	Mar 2026 Transfer Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`093A2-00-0P-07400`

Property Details

APN / Parcel Number

Primary APN	`093A2-00-0P-07400`
Alternative APN	`38541`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,349 sqft Finished Area
Basement Area	2,349 sqft
Finished Basement	1,500 sqft
Unfinished Basement	849 sqft
Family Room	Family Room

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Traditional
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	40,685 sqft (0.934 acres)
View / Lot	Flood Plain/Flood Zone
Garage Area	810 sqft

Exterior Amenities

Porch	Slab
Porch Area	218 sqft
Deck Area	228 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1359 THISTLE DOWN
City	KESWICK
State	VA
Zip	22947-2743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED RE
Legal Description	GLENMORE P2B 74 PH 2
Legal Subdivision	GLENMORE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	3
Census Block	3001
Census Tract	10402

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1359 THISTLE DOWN, KESWICK, VA 22947-2743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Transfer on Death Deed, Transfer
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage MEMBER OPTIONS LLC
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage MEMBER OPTIONS
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage MEMBER OPTIONS
Oct 4, 2019	Deed of Trust, Mortgage · Line of Credit UNIVERSITY/VA CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2015 · Amount on Record
Deed Sale	May 29, 2015 · Amount on Record
Deed Document Number	20155510
Last Transfer Date	Mar 2, 2026
Transfer Doc	0000001913
Record Updated	Sep 20, 2026

March 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 4, 2026
Property Address	1359 THISTLE DOWN, KESWICK, VA 22947-2743
Document Number	202600001913
Map Reference	MB 1642 PG 404
Instrument Date	Mar 2, 2026
Instrument	202600001913
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1359 THISTLE DOWN, KESWICK, VA 22947-2743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1359 THISTLE DOWN, KESWICK, VA 22947-2743
Mail Care Of	CHARLES H CARTER

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1359 THISTLE DOWN, KESWICK, VA 22947-2743
Transaction Type	Mortgage
Record Updated	Feb 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200001183
Date	Jan 28, 2022
Instrument	202200001183

Lender

Name	MEMBER OPTIONS LLC
Type	Non-Lending Institution
Address	CHARLOTTESVILLE, VA 22903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1359 THISTLE DOWN, KESWICK, VA 22947-2743
Document Number	0000011021
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1359 THISTLE DOWN KESWICK VA 229472743, KESWICK, VA 22947-2743

Mortgage

Document Number	0000011021
Date	Oct 9, 2019
Book Page	005227/000345
Instrument	11021

Lender

Name	MEMBER OPTIONS
Address	CHARLOTTESVILLE, VA 22903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 8, 2039

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1359 THISTLE DOWN, KESWICK, VA 22947-2743
Document Number	0000012380
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	CHARLOTTESVILLE SETTLEMENT COMPANY, CHARLOTTESVILLE SETTLEMENT CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1359 THISTLE DOWN KESWICK VA 229472743, KESWICK, VA 22947-2743

Mortgage

Document Number	0000012380
Date	Nov 8, 2019
Book Page	005241/000280
Instrument	12380

Lender

Name	MEMBER OPTIONS
Address	CHARLOTTESVILLE, VA 22903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 7, 2039

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1359 THISTLE DOWN, KESWICK, VA 22947-2743
Document Number	0000011022
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1359 THISTLE DOWN KESWICK VA 229472743, KESWICK, VA 22947-2743

Mortgage

Document Number	0000011022
Date	Oct 9, 2019
Book Page	005227/000363
Instrument	11022

Lender

Name	UNIVERSITY/VA CMNTY CU
Type	Credit Union
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 8, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,631.00 (+11.86%)	$1,077,300 (+11.86%) Land $218,700 Building $858,600	$1,077,300 (+11.86%) Land $218,700 Building $858,600
2025	$8,610.00 (+21.82%)	$963,100 (+16.36%) Land $209,000 Building $754,100	$963,100 (+16.36%) Land $209,000 Building $754,100
2023	$7,068.00	$827,700 Land $209,000 Building $618,700	$827,700 Land $209,000 Building $618,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Brightspeed Fiber	940 / 940
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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