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1251 Thistle Down, Keswick, VA 22947 Property Records

Albemarle County property record for 1251 Thistle Down, Keswick, VA 22947

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,408 sqft · built 1999
Lot Size0.731 acres (31,842 sqft)
Owner2 Individual Names on File
Last Sale$671,000 (Jul 2009)
Tax Bill$8,428 (2026)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN093A2-00-0P-08100

Property Details

APN / Parcel Number

Primary APN093A2-00-0P-08100
Alternative APN
  • 38547

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,408 sqft Finished Area
Basement Area1,528 sqft
Finished Basement944 sqft
Unfinished Basement584 sqft
Family RoomFamily Room
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialBrick Veneer
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area31,842 sqft (0.731 acres)
Garage Area630 sqft

Exterior Amenities

PorchSlab
Porch Area520 sqft
Deck Area336 sqft
Patio Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Street Address1251 THISTLE DOWN
CityKESWICK
StateVA
Zip22947-2740
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePLANNED RE
Legal DescriptionGLENMORE P2B 81 PH-2
Legal SubdivisionGLENMORE
JurisdictionALBEMARLE VA
Township / Civil DivisionSCOTTSVILLE
Census Block Group3
Census Block3001
Census Tract10402

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1251 THISTLE DOWN, KESWICK, VA 22947-2740
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 14, 2009 · Amount on File
Deed SaleJul 14, 2009 · Amount on File
Deed Document Number20099660
Deed Book / Page3768 / 679
Record UpdatedSep 20, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address1251 THISTLE DOWN, KESWICK, VA 22947-2740
Document Number0000008450
Book / Page004938 / 000647
Instrument DateJul 19, 2017
Transaction TypeMortgage
Record UpdatedNov 6, 2017
Title CompanyVALUAMERICA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1251 THISTLE DOWN KESWICK VA 229472740, KESWICK, VA 22947-2740

Mortgage

Document Number0000008450
DateJul 26, 2017
Book Page004938/000647
Instrument8450
Lender
NameSUNTRUST MTG
TypeMortgage Company
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 25, 2047
Interest
Rate TypeAdjustable Rate
Rate3.37%

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,428.00 (+9.1%)$942,700 (+9.08%) Land $222,300 Building $720,400$942,700 (+9.08%) Land $222,300 Building $720,400
2025$7,725.00 (+15.06%)$864,200 (+9.92%) Land $212,400 Building $651,800$864,200 (+9.92%) Land $212,400 Building $651,800
2023$6,714.00$786,200 Land $212,400 Building $573,800$786,200 Land $212,400 Building $573,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemACSA URBAN AREA
serves 77,408 people · EPA ID VA2003053
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Starlink
Satellite		280 / 30

May also be available: Brightspeed, T-Mobile.

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