1263 Thistle Down, Keswick, VA 22947 Property Records

Albemarle County property record for 1263 Thistle Down, Keswick, VA 22947

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 4,183 sqft · built 2000
Lot Size	1.18 acres (51,444 sqft)
Owner	Individual Name on Record
Last Sale	$853,200 (Dec 2018)
Tax Bill	$12,162 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`093A2-00-0P-08000`

Property Details

APN / Parcel Number

Primary APN	`093A2-00-0P-08000`
Alternative APN	`38546`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	4,183 sqft Finished Area
Basement Area	5,414 sqft
Finished Basement	1,649 sqft
Unfinished Basement	2,671 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Wood
Lot Area	51,444 sqft (1.18 acres)
Garage Area	763 sqft

Exterior Amenities

Porch	Slab
Porch Area	45 sqft
Deck Area	244 sqft
Patio Area	320 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1263 THISTLE DOWN
City	KESWICK
State	VA
Zip	22947-2740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED RE
Legal Description	GLENMORE P2B 80 PH 2
Legal Subdivision	GLENMORE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	3
Census Block	3001
Census Tract	10402

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1263 THISTLE DOWN, KESWICK, VA 22947-2740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 28, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Dec 17, 2018	Grant Deed, Transfer BANK OF AMERICA
Mar 16, 2017	Deed of Trust, Mortgage MORGAN STANLEY PVT BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2018 · Amount on Record
Deed Sale	Dec 17, 2018 · Amount on Record
Deed Document Number	201813672
Deed Book / Page	5122 / 503
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1263 THISTLE DOWN, KESWICK, VA 22947-2740
Transaction Type	Mortgage
Record Updated	Apr 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005505/704
Date	Mar 25, 2021
Book Page	5505/704
Instrument	202100005205

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1263 THISTLE DOWN, KESWICK, VA 22947-2740
Document Number	0000013871
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1263 THISTLE DOWN KESWICK VA 229472740, KESWICK, VA 22947-2740

Mortgage

Document Number	0000013871
Date	Dec 16, 2019
Book Page	005255/000488
Instrument	13871

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 15, 2034

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 17, 2018
Property Address	1263 THISTLE DOWN, KESWICK, VA 22947-2740
Document Number	0000013672
Book / Page	005122 / 000503
Instrument Date	Dec 3, 2018
Instrument	13672
Transaction Type	Transfer
Record Updated	Jan 17, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$837.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1263 THISTLE DOWN KESWICK VA 229472740, KESWICK, VA 22947-2740

Mortgage

Document Number	13673
Date	Dec 17, 2018
Book Page	005122/000506
Instrument	13673

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 16, 2033

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1263 THISTLE DOWN, KESWICK, VA 22947-2740
Document Number	0000003176
Book / Page	004887 / 000617
Instrument Date	Mar 16, 2017
Transaction Type	Mortgage
Record Updated	Jul 21, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1263 THISTLE DOWN KESWICK VA 229472740, KESWICK, VA 22947-2740

Mortgage

Document Number	0000003176
Date	Mar 21, 2017
Book Page	004887/000617
Instrument	3176

Lender

Name	MORGAN STANLEY PVT BK NA
Type	Bank
Address	MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.17%

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,162.00 (+7.72%)	$1,360,400 (+7.72%) Land $239,400 Building $1,121,000	$1,360,400 (+7.72%) Land $239,400 Building $1,121,000
2025	$11,290.00 (+142.22%)	$1,262,900 (+15.67%) Land $228,800 Building $1,034,100	$1,262,900 (+15.67%) Land $228,800 Building $1,034,100
2023	$4,661.00	$1,091,800 Land $228,800 Building $863,000	$1,091,800 Land $228,800 Building $863,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Brightspeed, T-Mobile.

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