1300 Thistle Down, Keswick, VA 22947 Property Records

Albemarle County property record for 1300 Thistle Down, Keswick, VA 22947

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,794 sqft · built 2003
Lot Size	0.659 acres (28,706 sqft)
Owner	Individual Name on Record
Last Sale	$1,260,000 (Dec 2023)
Tax Bill	$12,780 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`093A2-00-0P-07100`

Property Details

APN / Parcel Number

Primary APN	`093A2-00-0P-07100`
Alternative APN	`38538`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,794 sqft Finished Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Material	Wood
Lot Area	28,706 sqft (0.659 acres)
Garage Area	625 sqft

Exterior Amenities

Porch	Slab
Porch Area	990 sqft
Patio Area	262 sqft
Balcony Area	16 sqft
Storage Building	120 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1300 THISTLE DOWN
City	KESWICK
State	VA
Zip	22947-2743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED RE
Legal Description	GLENMORE P2B 71A PH 2
Legal Subdivision	GLENMORE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	3
Census Block	3001
Census Tract	10402

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1300 THISTLE DOWN, KESWICK, VA 22947-2743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Deed, Transfer · Conventional Mortgage TRUIST BANK
May 18, 2023	Deed, Transfer · Conventional Mortgage FULTON BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2023 · Amount on Record
Deed Sale	Dec 12, 2023 · Amount on Record
Prior Sale	May 18, 2023 · Amount on Record
Deed Document Number	202310381
Record Updated	Sep 20, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 12, 2023
Property Address	1300 THISTLE DOWN, KESWICK, VA 22947-2743
Document Number	202300010381
Map Reference	MB 1956 PG 362&363
Instrument Date	Dec 4, 2023
Instrument	202300010381
Transaction Type	Transfer
Record Updated	Jan 4, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1300 THISTLE DOWN, KESWICK, VA 22947-2743

Mortgage

Document Number	202300010382
Date	Dec 12, 2023
Instrument	202300010382

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.57%
Type Change Date	Jan 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.5%
Margin	3
Max Rate	11.5%

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 18, 2023
Property Address	1300 THISTLE DOWN, KESWICK, VA 22947-2743
Document Number	202300004003
Map Reference	MB 1956 PG 362-363
Instrument Date	May 17, 2023
Instrument	202300004003
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1300 THISTLE DOWN, KESWICK, VA 22947-2743

Mortgage

Document Number	202300004004
Date	May 18, 2023
Instrument	202300004004

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jun 1, 2038
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.5%
Index	Other
Margin	3
Max Rate	10.5%

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,780.00 (+10.32%)	$1,429,500 (+10.31%) Land $268,500 Building $1,161,000	$1,429,500 (+10.31%) Land $268,500 Building $1,161,000
2025	$11,585.00 (+25.76%)	$1,295,900 (+20.12%) Land $256,600 Building $1,039,300	$1,295,900 (+20.12%) Land $256,600 Building $1,039,300
2023	$9,212.00	$1,078,800 Land $256,600 Building $822,200	$1,078,800 Land $256,600 Building $822,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Brightspeed, T-Mobile.

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