13582 Loretta Dr, Tustin, CA 92780 Property Records

Orange County property record for 13582 Loretta Dr, Tustin, CA 92780

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,370 sqft · built 1961
Lot Size	0.165 acres (7,203 sqft)
Owner	Individual Name on Record
Last Sale	$965,000 (Aug 2022)
Tax Bill	$11,438 (2025)
Deeds & Mortgages	Aug 2022 Sale & Second Mortgage Nov 2021 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`395-261-07`

Property Details

APN / Parcel Number

Primary APN	`395-261-07`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,370 sqft Living Area
1st Floor Area	1,370 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	7,203 sqft (0.165 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	13582 LORETTA DR
City	TUSTIN
State	CA
Zip	92780-1910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 3541 BLK LOT 7
Legal Subdivision	TRACT NO 3541
Legal Tract	3541
Legal Lot Number	7
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	4
Census Block	4003
Census Tract	75701

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13582 LORETTA DR, TUSTIN, CA 92780-1910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Grant Deed, Transfer · Stand-Alone Second Mortgage CHANGE LENDING LLC
Nov 23, 2021	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Apr 18, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Apr 18, 2019	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2022 · Amount on Record
Deed Sale	Aug 16, 2022 · Amount on Record
Prior Sale	Feb 11, 2005 · Amount on Record
Deed Document Number	2022279867
Prior Transfer Date	Feb 9, 2005
Prior Transfer Doc	0000112048
Record Updated	Oct 29, 2026

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 16, 2022
Property Address	13582 LORETTA DR, TUSTIN, CA 92780-1910
Document Number	0000279867
Map Reference	MB 127 PG 24&25
Instrument Date	Jul 18, 2022
Instrument	2022000279867
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3540 E DIXON AVE, ORANGE, CA 92869-5236

Mortgage

Document Number	0000279869
Date	Aug 16, 2022
Instrument	2022000279869

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Mortgage

Document Number	0000279868
Date	Aug 16, 2022
Instrument	2022000279868

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	8%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	8%
Max Rate At Change	10%
Index	Other
Max Rate	13%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	13582 LORETTA DR, TUSTIN, CA 92780-1910
Transaction Type	Mortgage
Record Updated	Dec 6, 2021
Title Company	PREMIUM TITLE INC, PREMIUM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13582 LORETTA DR, TUSTIN, CA 92780-1910

Mortgage

Document Number	0000714728
Date	Nov 23, 2021
Instrument	2021000714728

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	LIMA, OH 45801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	13582 LORETTA DR, TUSTIN, CA 92780-1910
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13582 LORETTA DR, TUSTIN, CA 92780-1910

Mortgage

Document Number	0000137088
Date	Feb 26, 2021
Instrument	2021000137088

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	13582 LORETTA DR, TUSTIN, CA 92780-1910
Document Number	0000189505
Instrument Date	Apr 18, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13582 LORETTA DR TUSTIN CA 927801910, TUSTIN, CA 92780-1910

Mortgage

Document Number	0000189505
Date	Jun 3, 2019
Instrument	189505

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2049

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE CA
Property Address	13582 LORETTA DR, TUSTIN, CA 92780-1910
Document Number	0000189504
Instrument Date	Apr 18, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13582 LORETTA DR TUSTIN CA 927801910, TUSTIN, CA 92780-1910

Mortgage

Document Number	0000189504
Date	Jun 3, 2019
Instrument	189504

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2049

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Tustin City
Unified School District	Tustin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,024,065 (+2%) Land $924,337 Building $99,728
2025	$11,438.00 (+7.16%) Homeowner's exemption	$1,003,986 (+4.04%) Land $906,213 Building $97,773
2023	$10,674.00 (+25.78%) Homeowner's exemption	$965,000 Land $871,023 Building $93,977
2022	$8,486.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TUSTIN serves 65,143 people · EPA ID CA3010046
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cityside Fiber Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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