13573 Lapstone Ln, Olive Branch, MS 38654 Property Records

DeSoto County property record for 13573 Lapstone Ln, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,594 sqft · built 2015
Lot Size	0.311 acres (13,550 sqft)
Owner	2 Individual Names on File
Last Sale	$272,950 (Aug 2019)
Tax Bill	$1,895 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`2-05-3-08-05-0-00403-00`

Property Details

APN / Parcel Number

Primary APN	`2-05-3-08-05-0-00403-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	2,594 sqft Adjusted Area
1st Floor Area	1,714 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	13,550 sqft (0.311 acres)
Lot Dimensions	137 ft deep x 90 ft wide
Patio Area	144 sqft

Location & Zoning

Street Address	13573 LAPSTONE LN
City	OLIVE BRANCH
State	MS
Zip	38654-8973
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FOREST HILL COMMUNITY PHASE 10 LOT 403
Legal Range	005
Legal Township	02S
Legal Section	08
Legal Subdivision	FOREST HILL COMMUNITY PH 10
Legal Phase	10
Legal Lot Number	403
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	3
Census Block	3000
Census Tract	70830

Owner

13573 Lapstone Ln is owned and occupied by two individuals who bought it in August 2019.

Source: DeSoto County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13573 LAPSTONE LN, OLIVE BRANCH, MS 38654-8973
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Aug 14, 2019	Warranty Deed, Transfer · Conventional Mortgage RESIDENTIAL ACCEPTANCE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2019 · Amount on File
Deed Sale	Aug 14, 2019 · Amount on File
Prior Sale	Jul 18, 2016
Deed Book / Page	896 / 632
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	13573 LAPSTONE LN, OLIVE BRANCH, MS 38654-8973
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5660/90779
Date	Sep 29, 2023
Book Page	5660/90779

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2038

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 14, 2019
Property Address	13573 LAPSTONE LN, OLIVE BRANCH, MS 38654-8973
Document Number	000896/632
Book / Page	0896 / 632
Map Reference	MB 106 PG 1
Instrument Date	Jul 11, 2019
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	HOME SURETY TITLE AND ESCROW LLC, HOME SURETY T&E LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	654 MCKEE, 654, DRUMMONDS, TN 38023

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13573 LAPSTONE LN, OLIVE BRANCH, MS 38654-8973

Mortgage

Document Number	0004779639
Date	Aug 14, 2019
Instrument	4779/639

Lender

Name	RESIDENTIAL ACCEPTANCE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 13573 Lapstone Ln was $1,895.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,895.00	$26,620 Land $3,500 Building $23,120	$266,203 Land $35,000 Building $231,203
2023	$1,946.00	$19,469	$194,690 Land $35,000 Building $159,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13573 Lapstone Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13573 Lapstone Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Brightspeed Fiber	940 / 940

May also be available: Verizon.

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