13530 Lapstone Ln, Olive Branch, MS 38654 Property Records

DeSoto County property record for 13530 Lapstone Ln, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,591 sqft · built 2014
Lot Size	0.229 acres (10,006 sqft)
Owner	Individual Name on File
Tax Bill	$2,170 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-05-3-08-05-0-00407-00`

Property Details

APN / Parcel Number

Primary APN	`2-05-3-08-05-0-00407-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	2,591 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	10,006 sqft (0.229 acres)
Lot Dimensions	131 ft deep x 84 ft wide
Patio Area	110 sqft

Location & Zoning

Street Address	13530 LAPSTONE LN
City	OLIVE BRANCH
State	MS
Zip	38654-8974
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FOREST HILL COMMUNITY PHASE 10 LOT 407
Legal Range	05
Legal Township	02
Legal Section	08
Legal Subdivision	FOREST HILL COMMUNITY PH 10
Legal Phase	10
Legal Lot Number	407
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	3
Census Block	3000
Census Tract	70830

Owner

Source: DeSoto County assessment roll, APN 2-05-3-08-05-0-00407-00, as of September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	13530 LAPSTONE LN, OLIVE BRANCH, MS 38654-8974
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Sep 30, 2021
Deed Sale	Sep 30, 2021
Prior Sale	Apr 15, 2015
Deed Document Number	0000973146
Deed Book / Page	973 / 146
Record Updated	Jun 08, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Sep 30, 2021
Property Address	13530 LAPSTONE LN, OLIVE BRANCH, MS 38654-8974
Document Number	000973/146
Book / Page	973 / 146
Map Reference	MB 106 PG 1
Instrument Date	Sep 28, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	SLESTA TITLE AND ESCROW LLC, SELECT TITLE & ESCROW LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	550 REDWOOD #301301, 550, CRESTVIEW, FL 32536

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13530 LAPSTONE LN, OLIVE BRANCH, MS 38654-8974

Mortgage

Document Number	0005360156
Date	Sep 30, 2021
Instrument	5360/156

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: DeSoto County assessment roll as of September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,170.00 (+12.79%)	$26,309 (+36.69%) Land $3,500 Building $22,809	$263,092 (+36.69%) Land $35,000 Building $228,092
2023	$1,924.00	$19,247	$192,474 Land $35,000 Building $157,474

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), as of June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330708303, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · other causes

Wildfire

Wildfire Risk	Moderate above 43% of the US · lower than 60% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 129 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Telapex Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Electric Cooperative Fiber	1,000 / 1,000
Brightspeed Fiber	940 / 940

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MS0170015, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.