13544 Lapstone Ln, Olive Branch, MS 38654 Property Records

DeSoto County property record for 13544 Lapstone Ln, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,701 sqft · built 2015
Lot Size	0.229 acres (10,017 sqft)
Owner	Trust Name on File
Tax Bill	$903 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Apr 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-05-3-08-05-0-00406-00`

Property Details

APN / Parcel Number

Primary APN	`2-05-3-08-05-0-00406-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	2,701 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	10,017 sqft (0.229 acres)
Lot Dimensions	131 ft deep x 84 ft wide

Location & Zoning

Street Address	13544 LAPSTONE LN
City	OLIVE BRANCH
State	MS
Zip	38654-8974
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FOREST HILL COMMUNITY PHASE 10 LOT 406
Legal Range	05
Legal Township	02
Legal Section	08
Legal Subdivision	FOREST HILL COMMUNITY PH 10
Legal Phase	10
Legal Lot Number	406
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	3
Census Block	3000
Census Tract	70830

Owner

13544 Lapstone Ln is owner-occupied and held in a trust since May 2025.

Source: DeSoto County records, as of December 22, 2025

Owner of Record	Trust Name on File
Mailing Address	13544 LAPSTONE LN, OLIVE BRANCH, MS 38654-8974
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Apr 3, 2024	Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING
May 10, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2015
Deed Sale	Aug 19, 2015
Prior Sale	May 10, 2017
Deed Document Number	000771/145
Deed Book / Page	0771 / 145
Last Transfer Date	May 9, 2025
Transfer Doc	01025/8970
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	13544 LAPSTONE LN, OLIVE BRANCH, MS 38654-8974
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13544 LAPSTONE LN, OLIVE BRANCH, MS 38654-8974

Mortgage

Document Number	5662/94408
Date	Sep 15, 2025
Book Page	5662/94408

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	13544 LAPSTONE LN, OLIVE BRANCH, MS 38654-8974
Transaction Type	Mortgage
Record Updated	Apr 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13544 LAPSTONE LN, OLIVE BRANCH, MS 38654-8974

Mortgage

Document Number	5661/29310
Date	Apr 3, 2024
Book Page	5661/29310

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 22, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESOTO MS
Recording Date	May 10, 2017
Property Address	13544 LAPSTONE LN, OLIVE BRANCH, MS 38654-8974
Document Number	20170510010113470
Map Reference	PL 106 PG 1
Instrument Date	May 5, 2017
Instrument	20170510010113470
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13544 LAPSTONE LN, 13544, OLIVE BRANCH, MS 38654-8974

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13544 LAPSTONE LN, OLIVE BRANCH, MS 38654-8974

Tax Assessment & Valuation

The 2025 property tax bill for 13544 Lapstone Ln was $903.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$903.00	$18,450 Land $3,500 Building $14,950	$184,501 Land $35,000 Building $149,501
2023	$1,094.00	$18,450	$184,501 Land $35,000 Building $149,501

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13544 Lapstone Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13544 Lapstone Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Brightspeed Fiber	940 / 940

May also be available: Verizon.

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