13561 Lapstone Ln, Olive Branch, MS 38654 Property Records

DeSoto County property record for 13561 Lapstone Ln, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,581 sqft · built 2015
Lot Size	0.269 acres (11,739 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Jul 2020)
Tax Bill	$2,171 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-05-3-08-05-0-00402-00`

Property Details

APN / Parcel Number

Primary APN	`2-05-3-08-05-0-00402-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	2,581 sqft Adjusted Area
1st Floor Area	1,812 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	11,739 sqft (0.269 acres)
Lot Dimensions	137 ft deep x 80 ft wide
Patio Area	116 sqft

Location & Zoning

Street Address	13561 LAPSTONE LN
City	OLIVE BRANCH
State	MS
Zip	38654-8973
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FOREST HILL COMMUNITY PHASE 10 LOT 402
Legal Range	005
Legal Township	02S
Legal Section	08
Legal Subdivision	FOREST HILL COMMUNITY PH 10
Legal Phase	10
Legal Lot Number	402
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	3
Census Block	3000
Census Tract	70830

Owner

13561 Lapstone Ln is owned by two individuals who bought it in July 2020.

Source: DeSoto County records, as of April 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1705 MILLER AVE, MURRAY, KY 42071-1707
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage OUTAMATION INC
Jul 29, 2020	Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2020 · Amount on File
Deed Sale	Jul 29, 2020 · Amount on File
Deed Book / Page	926 / 744
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	13561 LAPSTONE LN, OLIVE BRANCH, MS 38654-8973
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13561 LAPSTONE LN, OLIVE BRANCH, MS 38654-8973

Mortgage

Document Number	5663/29234
Date	Mar 20, 2026
Book Page	5663/29234

Lender

Name	OUTAMATION INC
Type	Non-Lending Institution
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	Partial Claim Mortgage
Amount	Amount on Record
Term	293 Months
Due	Aug 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 29, 2020
Property Address	13561 LAPSTONE LN, OLIVE BRANCH, MS 38654-8973
Document Number	000926/744
Book / Page	926 / 744
Map Reference	MB 106 PG 1
Instrument Date	Jul 20, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	HOME SURETY TITLE AND ESCROW LLC, HOME SURETY T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13561 LAPSTONE LN, 13561, OLIVE BRANCH, MS 38654-8973

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1705 MILLER AVE, MURRAY, KY 42071-1707

Mortgage

Document Number	0005002140
Date	Jul 29, 2020
Instrument	5002/140

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 13561 Lapstone Ln was $2,171.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,171.00	$26,329 Land $3,500 Building $22,829	$263,287 Land $35,000 Building $228,287
2023	$1,926.00	$19,269	$192,693 Land $35,000 Building $157,693

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13561 Lapstone Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13561 Lapstone Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Brightspeed Fiber	940 / 940

May also be available: Verizon.

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