1356 S Madlock Ct, Elgin, IL 60123 Property Records

Kane County property record for 1356 S Madlock Ct, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,160 sqft · built 1977
Lot Size	0.237 acres (10,330 sqft)
Owner	Individual Name on Record
Last Sale	$248,500 (Jul 2019)
Tax Bill	$8,866 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-106-003`

Property Details

APN / Parcel Number

Primary APN	`06-03-106-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,160 sqft Living Area
Gross Area	3,240 sqft
Basement Area	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Lot Area	10,330 sqft (0.237 acres)
Lot Width	166 ft Width
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1356 S MADLOCK CT
City	ELGIN
State	IL
Zip	60123-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS WEST UNIT 4 LOT 217
Legal Subdivision	CENTURY OAKS WEST
Legal Block	1
Legal Lot Number	217
Legal Unit	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1003
Census Tract	851910

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1356 S MADLOCK CT, ELGIN, IL 60123-1221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Nov 3, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jul 16, 2019	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2019 · Amount on Record
Deed Sale	Jul 16, 2019 · Amount on Record
Deed Document Number	201930418
Prior Transfer Date	Aug 29, 2007
Prior Transfer Doc	0000010504
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1356 S MADLOCK CT, ELGIN, IL 60123-1221
Transaction Type	Mortgage
Record Updated	Mar 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1356 S MADLOCK CT, ELGIN, IL 60123-1221

Mortgage

Document Number	0000005255
Date	Feb 20, 2024
Instrument	2024K005255

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Nov 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1356 S MADLOCK CT, ELGIN, IL 60123-1221
Transaction Type	Mortgage
Record Updated	Nov 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1356 S MADLOCK CT, ELGIN, IL 60123-1221

Mortgage

Document Number	0000083041
Date	Nov 3, 2021
Instrument	2021K083041

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 16, 2019
Property Address	1356 S MADLOCK CT, ELGIN, IL 60123-1221
Document Number	0000030418
Instrument Date	Jun 20, 2019
Instrument	2019K030418
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$248.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1356 S MADLOCK CT, ELGIN, IL 60123-1221

Mortgage

Document Number	0000030419
Date	Jul 16, 2019
Instrument	2019K030419

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.62%

Mortgage

Document Number	0000030420
Date	Jul 16, 2019
Instrument	2019K030420

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,866.00 (+15.87%) Homeowner's exemption	$124,222 (+8.57%) Land $27,754 Building $96,468	$372,815 (+8.57%) Land $83,295 Building $289,520
2024		$114,416 (+21.39%) Land $25,563 Building $88,853	$343,385 (+21.44%) Land $76,720 Building $266,666
2022	$7,652.00 (+4.45%) Homeowner's exemption	$94,252 (+6.96%) Land $21,058 Building $73,194	$282,756 (+6.96%) Land $63,174 Building $219,582
2021	$7,326.00 Homeowner's exemption	$88,119 Land $19,688 Building $68,431	$264,357 Land $59,064 Building $205,293

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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