1328 S Madlock Ct, Elgin, IL 60123 Property Records

Kane County property record for 1328 S Madlock Ct, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,944 sqft · built 1978
Lot Size	0.213 acres (9,282 sqft)
Owner	Company Name on Record
Tax Bill	$9,161 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-04-226-002`

Property Details

APN / Parcel Number

Primary APN	`06-04-226-002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,944 sqft Living Area
Gross Area	2,594 sqft
Basement Area	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,282 sqft (0.213 acres)
Lot Dimensions	119 ft deep x 78 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1328 S MADLOCK CT
City	ELGIN
State	IL
Zip	60123-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS WEST UNIT 4 LOT 219
Legal Subdivision	CENTURY OAKS WEST
Legal Block	1
Legal Lot Number	219
Legal Unit	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1003
Census Tract	851910

Owner

Source: Kane County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	36W705 W RIDGEWOOD LN, SAINT CHARLES, IL 60175-6234
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage OLD SECOND NATIONAL BANK
Mar 25, 2022	Deed of Trust, Mortgage · Line of Credit OLD SECOND NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2008
Deed Sale	Sep 22, 2008
Prior Sale	Oct 27, 2003 · Amount on Record
Deed Document Number	200873731
Last Transfer Date	Jul 20, 2011
Transfer Doc	0000042542
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Aug 12, 2026
Property Address	1328 S MADLOCK CT, ELGIN, IL 60123-1221
Document Number	0000034750
Instrument Date	Jul 3, 2026
Instrument	202634750
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	36W705 W RIDGEWOOD LN, SAINT CHARLES, IL 60175-6234

Mortgage

Document Number	0000034750,
Date	Aug 12, 2026
Instrument	202634750

Lender

Name	OLD SECOND NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.48%
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1328 S MADLOCK CT, ELGIN, IL 60123-1221
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016749
Date	Mar 25, 2022
Instrument	2022K016749

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	LOMBARD, IL 60148

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,161.00 (+15.96%)	$120,081 (+8.57%) Land $27,140 Building $92,941	$360,387 (+8.57%) Land $81,453 Building $278,935
2024		$110,603 (+21.39%) Land $24,998 Building $85,605	$331,942 (+21.44%) Land $75,024 Building $256,918
2022	$7,900.00 (+3.96%)	$91,112 (+6.96%) Land $20,593 Building $70,519	$273,336 (+6.96%) Land $61,779 Building $211,557
2021	$7,599.00	$85,183 Land $19,253 Building $65,930	$255,549 Land $57,759 Building $197,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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