1345 S Madlock Ct, Elgin, IL 60123 Property Records

Kane County property record for 1345 S Madlock Ct, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,650 sqft · built 1978
Lot Size	0.25 acres (10,907 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Apr 2026)
Tax Bill	$6,934 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-04-226-009`

Property Details

APN / Parcel Number

Primary APN	`06-04-226-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,650 sqft Living Area
Gross Area	2,082 sqft
1st Floor Area	1,650 sqft
Basement Area	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Lot Area	10,907 sqft (0.25 acres)
Lot Width	64 ft Width
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1345 S MADLOCK CT
City	ELGIN
State	IL
Zip	60123-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS WEST UNIT 4 LOT 226
Legal Subdivision	CENTURY OAKS WEST
Legal Block	1
Legal Lot Number	226
Legal Unit	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1003
Census Tract	851910

Owner

1345 S Madlock Ct is owned and occupied by an individual who bought it in April 2026.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1345 S MADLOCK CT, ELGIN, IL 60123-1221
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2026 · Amount on File
Deed Sale	Apr 14, 2026 · Amount on File
Deed Document Number	202615101
Record Updated	Oct 29, 2026

April 2026: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	KANE IL
Recording Date	Apr 14, 2026
Property Address	1345 S MADLOCK CT, ELGIN, IL 60123-1221
Document Number	0000015101
Instrument Date	Mar 23, 2026
Instrument	202615101
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1345 S MADLOCK CT, ELGIN, IL 60123-1221

Mortgage

Document Number	0000015102,
Date	Apr 14, 2026
Instrument	202615102

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.68%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1345 S Madlock Ct was $6,934, up 5.1% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,934.00 (+5.09%) Homeowner's exemption Senior Citizen's exemption	$106,895 (+8.57%) Land $27,754 Building $79,141	$320,813 (+8.57%) Land $83,295 Building $237,518
2024	$6,598.00	$98,457 Land $25,563 Building $72,894	$295,489 Land $76,720 Building $218,770
2022	$6,170.00 (+6.69%) Homeowner's exemption	$81,105 (+6.96%) Land $21,058 Building $60,047	$243,315 (+6.96%) Land $63,174 Building $180,141
2021	$5,783.00 Homeowner's exemption	$75,828 Land $19,688 Building $56,140	$227,484 Land $59,064 Building $168,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1345 S Madlock Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1345 S Madlock Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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