1353 S Madlock Ct, Elgin, IL 60123 Property Records

Kane County property record for 1353 S Madlock Ct, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,306 sqft · built 1977
Lot Size	0.249 acres (10,836 sqft)
Owner	Individual Name on Record
Last Sale	$140,500 (Apr 2013)
Tax Bill	$6,949 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-104-005`

Property Details

APN / Parcel Number

Primary APN	`06-03-104-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,306 sqft Living Area
Gross Area	2,612 sqft
1st Floor Area	1,306 sqft
Basement Area	1,306 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Lot Area	10,836 sqft (0.249 acres)
Lot Dimensions	126 ft deep x 86 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1353 S MADLOCK CT
City	ELGIN
State	IL
Zip	60123-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS WEST UNIT 4 LOT 227
Legal Subdivision	CENTURY OAKS WEST
Legal Block	1
Legal Lot Number	227
Legal Unit	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1003
Census Tract	851910

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1353 S MADLOCK CT, ELGIN, IL 60123-1221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 9, 2021	Intrafamily Transfer, Transfer
May 30, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2013 · Amount on Record
Deed Sale	Apr 16, 2013 · Amount on Record
Deed Document Number	201327925
Prior Transfer Date	Apr 11, 2013
Prior Transfer Doc	0000027925
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Jun 22, 2026
Property Address	1353 S MADLOCK CT, ELGIN, IL 60123-1221
Document Number	0000025831
Instrument Date	Jun 15, 2026
Instrument	202625831
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1353 S MADLOCK CT, ELGIN, IL 60123-1221

Mortgage

Document Number	0000025831,
Date	Jun 22, 2026
Instrument	202625831

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1353 S MADLOCK CT, ELGIN, IL 60123-1221
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	CT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1353 S MADLOCK CT, ELGIN, IL 60123-1221

Mortgage

Document Number	0000045108
Date	Dec 27, 2023
Instrument	2023K045108

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2039

Interest

Rate	6.99%

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Apr 9, 2021
Property Address	1353 S MADLOCK CT, ELGIN, IL 60123-1221
Document Number	0000027660
Instrument Date	Feb 20, 2021
Instrument	2021K027660
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1353 S MADLOCK CT, ELGIN, IL 60123-1221

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	May 30, 2018
Property Address	1353 S MADLOCK CT, ELGIN, IL 60123-1221
Document Number	0000024970
Instrument Date	Jan 30, 2018
Instrument	24970
Transaction Type	Transfer
Record Updated	Jun 13, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	801 N MCLEAN BLVD #326 ELGIN IL 601232074, 326, ELGIN, IL 60123-2074

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,949.00 (+15.86%) Homeowner's exemption	$99,933 (+8.57%) Land $27,140 Building $72,793	$299,919 (+8.57%) Land $81,453 Building $218,466
2024		$92,045 (+21.39%) Land $24,998 Building $67,047	$276,245 (+21.44%) Land $75,024 Building $201,221
2022	$5,998.00 (-4.35%) Homeowner's exemption	$75,824 (+7.87%) Land $20,593 Building $55,231	$227,472 (+7.87%) Land $61,779 Building $165,693
2021	$6,271.00	$70,290 Land $19,253 Building $51,037	$210,870 Land $57,759 Building $153,111

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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