1354 Gillespie Dr, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 1354 Gillespie Dr, Palm Harbor, FL 34684

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,688 sqft · built 1984
Lot Size0.233 acres (10,132 sqft)
Owner2 Individual Names on Record
Last Sale$475,000 (May 2023)
Tax Bill$3,314 (2025)
Deeds & MortgagesMay 2024 Transfer
May 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-758-4351-6

Property Details

APN / Parcel Number

Primary APNC62-000-758-4351-6
Alternative APNs
  • 05-28-16-38917-000-0870
  • 281605389170000870
  • 162805389170000870
  • R43345

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,688 sqft Living Area
Gross Area2,590 sqft
1st Floor Area1,688 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1998
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area10,132 sqft (0.233 acres)
Lot Dimensions109 ft deep x 93 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area422 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR43345
Street Address1354 GILLESPIE DR
CityPALM HARBOR
StateFL
Zip34684
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD75
Legal DescriptionHIGHLAND LAKES UNIT FIFTEEN PHASE 3 LOT 87
Legal Range16E
Legal Township28S
Legal Section5
Legal SubdivisionHIGHLAND LAKES
Legal Phase3
Legal Tract38917
Legal Lot Number87
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2010
Census Tract27331

Owner

Source: Pinellas County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1354 GILLESPIE DR N, PALM HARBOR, FL 34684-3052
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
May 7, 2024Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
May 22, 2023Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2023 · Amount on Record
Deed SaleMay 22, 2023 · Amount on Record
Prior SaleMay 11, 2015 · Amount on Record
Deed Document Number2023132943
Deed Book / Page22448 / 246
Last Transfer DateApr 3, 2024
Transfer Doc0227920798
Record UpdatedOct 29, 2026

May 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPINELLAS FL
Recording DateMay 7, 2024
Property Address1354 GILLESPIE DR, PALM HARBOR, FL 34684
Document Number0227920798
Book / Page22792 / 798
Map ReferenceMB 88 PG 58&59
Instrument DateApr 3, 2024
Instrument2024116929
Transaction TypeTransfer
Record UpdatedMay 21, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1354 GILLESPIE DR, PALM HARBOR, FL 34684

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1354 GILLESPIE DR, PALM HARBOR, FL 34684

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMay 22, 2023
Property Address1354 GILLESPIE DR, PALM HARBOR, FL 34684
Document Number0224480246
Book / Page22448 / 246
Map ReferenceMB 88 PG 58&59
Instrument DateMay 15, 2023
Instrument2023132943
Transaction TypeTransfer
Record UpdatedJun 26, 2023
Title CompanyINTEGRITY TITLE AND GUARANTY, INTEGRITY TTL & GUARANTY AGC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,325.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1545 ALTAMONT LN, ODESSA, FL 33556-3711

Transferred To (Grantee/Buyer)

NameVerified Name
Address1354 GILLESPIE DR, PALM HARBOR, FL 34684

Mortgage

Document Number0022448248
DateMay 22, 2023
Instrument22448/248
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,314.00 (+5.98%) Homeowner's exemption$215,806 (-39.06%)$406,606 (+14.82%) Land $115,924 Building $290,682
2024$3,127.00 (-50.21%)
2023$6,280.00 (+7.96%)$354,136 (+6.49%)$354,136 (+6.49%) Land $144,757 Building $209,379
2022$5,817.00$332,551$332,551 Land $178,953 Building $153,598

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 45 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies45 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000

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