Pinellas County property record for 1308 Gillespie Dr, Palm Harbor, FL 34684
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,418 sqft · built 1984 |
| Lot Size | 0.174 acres (7,606 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $245,000 (Jan 2019) |
| Tax Bill | $2,185 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Mar 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-758-4320-1 |
| Primary APN | C62-000-758-4320-1 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,418 sqft Heated Area |
| 1st Floor Area | 1,418 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,606 sqft (0.174 acres) |
| Lot Dimensions | 114 ft deep x 66 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 272 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R43314 |
|---|---|
| Old Parcel Number | 162805389170000560 |
| Street Address | 1308 GILLESPIE DR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34684-3015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND LAKES UNIT FIFTEEN PHASE 3 LOT 56 |
| Legal Range | 16 |
| Legal Township | 28 |
| Legal Section | 05 |
| Legal Subdivision | HIGHLAND LAKES UNIT FIFTEEN PHASE 3 |
| Legal Phase | 3 |
| Legal Lot Number | 56 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 27331 |
Source: Pinellas County records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1308 GILLESPIE DR, PALM HARBOR, FL 34684-3015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Mar 29, 2019 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| Jan 3, 2019 | Affidavit of Death, Transfer CAPSTONE TITLE LLC |
| Jan 3, 2019 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2019 · Amount on Record |
| Deed Sale | Jan 3, 2019 · Amount on Record |
| Deed Document Number | 2019001787 |
| Deed Book / Page | 20383 / 1392 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1308 GILLESPIE DR, PALM HARBOR, FL 34684-3015 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1308 GILLESPIE DR, PALM HARBOR, FL 34684-3015 |
| Document Number | 0213402571 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 21340/2571 |
| Instrument | 2021012147 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.89% |
| Type Change Date | Feb 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 4.89% |
| Index | Prime Rate |
| Max Rate | 8.89% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1308 GILLESPIE DR, PALM HARBOR, FL 34684-3015 |
| Document Number | 0205072204 |
| Instrument Date | Mar 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1308 GILLESPIE DR PALM HARBOR FL 346843015, PALM HARBOR, FL 34684-3015 |
| Document Number | 0205072204 |
|---|---|
| Date | Apr 19, 2019 |
| Book Page | 020507/002204 |
| Instrument | 124006 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 18, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jan 3, 2019 |
| Property Address | 1308 GILLESPIE DR, PALM HARBOR, FL 34684-3015 |
| Document Number | 0203831389 |
| Book / Page | 020383 / 001389 |
| Instrument Date | Dec 31, 2018 |
| Instrument | 1784 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Title Company | CAPSTONE TITLE LLC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jan 3, 2019 |
| Property Address | 1308 GILLESPIE DR, PALM HARBOR, FL 34684-3015 |
| Document Number | 0203831392 |
| Book / Page | 20383 / 1392 |
| Map Reference | MB 88 PG 58&59 |
| Instrument Date | Dec 28, 2018 |
| Instrument | 2019001787 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | CAPSTONE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,715.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 900 W LAKE RD # RDC100, 900, PALM HARBOR, FL 34684-3142 |
| Name | Verified Name |
|---|---|
| Address | 1308 GILLESPIE DR, PALM HARBOR, FL 34684-3015 |
| Document Number | 2019001788 |
|---|---|
| Date | Jan 3, 2019 |
| Instrument | 2019001788 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2039 |
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,185.00 (+8.11%) Homeowner's exemption Veteran's exemption | $206,111 (+5.99%) | $391,751 (+23.62%) Land $127,551 Building $264,200 |
| 2023 | $2,021.00 (+5.43%) Homeowner's exemption Veteran's exemption | $194,468 (+4.62%) | $316,907 (+7.49%) Land $129,714 Building $187,193 |
| 2022 | $1,917.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $185,880 | $294,827 Land $150,185 Building $144,642 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
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