Pinellas County property record for 1309 Gillespie Dr, Palm Harbor, FL 34684
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,674 sqft · built 1984 |
| Lot Size | 0.274 acres (11,953 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $280,000 (Feb 2019) |
| Tax Bill | $7,702 (2025) |
| Deeds & Mortgages | Feb 2019 Sale Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-758-4350-8 |
| Primary APN | C62-000-758-4350-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,674 sqft Living Area |
| Gross Area | 2,575 sqft |
| 1st Floor Area | 1,674 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Custom Design |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 11,953 sqft (0.274 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 842 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R43344 |
|---|---|
| Street Address | 1309 GILLESPIE DR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34684-3016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD75 |
| Legal Description | HIGHLAND LAKES UNIT FIFTEEN PHASE 3 LOT 86 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 5 |
| Legal Subdivision | HIGHLAND LAKES |
| Legal Phase | 3 |
| Legal Tract | 38917 |
| Legal Lot Number | 86 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 27331 |
Source: Pinellas County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1309 GILLESPIE DR, PALM HARBOR, FL 34684-3016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2019 | Warranty Deed, Transfer TROPICAL TITLE INSURANCE LLC, TROPICAL TITLE INS LLC |
| Jun 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2019 · Amount on Record |
| Deed Sale | Feb 19, 2019 · Amount on Record |
| Prior Sale | Jun 5, 2013 · Amount on Record |
| Deed Document Number | 201954125 |
| Deed Book / Page | 20434 / 1729 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Feb 19, 2019 |
| Property Address | 1309 GILLESPIE DR, PALM HARBOR, FL 34684-3016 |
| Document Number | 0204341729 |
| Book / Page | 020434 / 001729 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 54125 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2019 |
| Title Company | TROPICAL TITLE INSURANCE LLC, TROPICAL TITLE INS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,960.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1108 BLUFF VIEW RD KNOXVILLE TN 379197657, KNOXVILLE, TN 37919-7657 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1309 GILLESPIE DR, PALM HARBOR, FL 34684-3016 |
| Document Number | 0196930952 |
| Book / Page | 019693 / 000952 |
| Instrument Date | Jun 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2017 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1309 GILLESPIE DR PALM HARBOR FL 346843016, PALM HARBOR, FL 34684-3016 |
| Document Number | 0196930952 |
|---|---|
| Date | Jul 6, 2017 |
| Book Page | 019693/000952 |
| Instrument | 209001 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 5, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,702.00 (+20.8%) | $417,123 (+20.6%) Land $105,934 Building $311,189 | $417,123 (+20.6%) Land $105,934 Building $311,189 |
| 2023 | $6,376.00 (+6.76%) | $345,871 (+2.78%) | $345,871 (+2.78%) Land $132,364 Building $213,507 |
| 2022 | $5,972.00 | $336,530 | $336,530 Land $165,052 Building $171,478 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
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