1310 Gillespie Dr, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 1310 Gillespie Dr, Palm Harbor, FL 34684

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,674 sqft · built 1984
Lot Size0.21 acres (9,152 sqft)
OwnerIndividual Name on Record
Last Sale$119,000 (Sep 1994)
Tax Bill$3,744 (2025)
Deeds & MortgagesJul 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APNC62-000-758-4353-2

Property Details

APN / Parcel Number

Primary APNC62-000-758-4353-2
Alternative APNs
  • 05-28-16-38917-000-0890
  • 281605389170000890
  • 162805389170000890
  • R43347

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,674 sqft Living Area
Gross Area2,528 sqft
1st Floor Area1,674 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1995
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area9,152 sqft (0.21 acres)
Lot Dimensions121 ft deep x 77 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchScreened/Unfinished Porch
Porch Area374 sqft
Deck Area112 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR43347
Street Address1310 GILLESPIE DR
CityPALM HARBOR
StateFL
Zip34684
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD75
Legal DescriptionHIGHLAND LAKES UNIT FIFTEEN PHASE 3 LOT 89
Legal Range16E
Legal Township28S
Legal Section5
Legal SubdivisionHIGHLAND LAKES
Legal Phase3
Legal Tract38917
Legal Lot Number89
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2010
Census Tract27331

Owner

Source: Pinellas County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1310 GILLESPIE DR, PALM HARBOR, FL 34684
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 1994 · Amount on Record
Deed SaleSep 21, 1994 · Amount on Record
Deed Book / Page8790 / 36
Last Transfer DateJul 25, 2012
Transfer Doc0176601794
Record UpdatedJun 8, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address1310 GILLESPIE DR, PALM HARBOR, FL 34684
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0206201939
DateJul 19, 2019
Book Page20620/1939
Instrument2019228822
Lender
NameSUNTRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,744.00 (+5.88%) Homeowner's exemption$239,617 (+5.99%)$347,725 (+16.33%) Land $102,921 Building $244,804
2024$3,536.00 (+1.76%)
2023$3,475.00 (+3.09%) Homeowner's exemption$226,082 (+3%)$298,923 (-0.26%) Land $125,689 Building $173,234
2022$3,371.00 Homeowner's exemption$219,497$299,703 Land $159,038 Building $140,665

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 45 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies45 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000

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