135 High Bluff Rd, Rincon, GA 31326 Property Records

Effingham County property record for 135 High Bluff Rd, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,964 sqft · built 2002
Lot Size	6.91 acres (301,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Jun 2026)
Tax Bill	$5,900 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`04590-091-000`

Property Details

APN / Parcel Number

Primary APN	`04590-091-000`
Alternative APNs	`00980061G00` `04590091` `18274`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,964 sqft Heated Area
Basement Area	632 sqft
Finished Basement	632 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	301,000 sqft (6.91 acres)
Garage Type	Mixed
Garage Area	1,344 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	540 sqft
Porch	Patio
Porch Area	593 sqft
Deck Area	35 sqft
Lean-To	143 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18274
Street Address	135 HIGH BLUFF RD
City	RINCON
State	GA
Zip	31326-3617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	6.91 AC PAR A (SPLT 61G1)
Legal Subdivision	THOMAS O LONG ESTATE
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1003
Census Tract	30303

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	135 HIGH BLUFF RD, RINCON, GA 31326-3617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANKSOUT MORTGAGE
May 7, 2021	Deed of Trust, Mortgage · Commercial Mortgage TRUIST BANK
Aug 11, 2010	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Feb 15, 2013	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Dec 16, 2022	Limited Warranty Deed, Transfer · Conventional Mortgage T2 FINANCIAL
Oct 7, 2015	Limited Warranty Deed, Transfer · Conventional Mortgage BANKSOUTH MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Prior Sale	Oct 7, 2015 · Amount on Record
Deed Document Number	20264935
Deed Book / Page	3048 / 610
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 5, 2026
Property Address	135 HIGH BLUFF RD, RINCON, GA 31326-3617
Document Number	0000004935
Book / Page	3048 / 610
Instrument Date	May 22, 2026
Instrument	20264935
Transaction Type	Transfer
Record Updated	Jul 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 HIGH BLUFF RD, RINCON, GA 31326-3617

Mortgage

Document Number	0000004936,
Date	Jun 5, 2026
Book Page	3048/614
Instrument	20264936

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	135 HIGH BLUFF RD, RINCON, GA 31326-3617
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 HIGH BLUFF RD, RINCON, GA 31326-3617
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002618/0000000260
Date	Aug 27, 2020
Book Page	0000002618/0000000260
Instrument	008649

Lender

Name	BANKSOUT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	135 HIGH BLUFF RD, RINCON, GA 31326-3617
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 HIGH BLUFF RD, RINCON, GA 31326-3617

Mortgage

Document Number	0000002687/0000000113
Date	May 7, 2021
Book Page	0000002687/0000000113
Instrument	005519

Lender

Name	TRUIST BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	135 HIGH BLUFF RD, RINCON, GA 31326-3617
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001955/224
Date	Aug 11, 2010
Book Page	1955/224

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2025

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	135 HIGH BLUFF RD, RINCON, GA 31326-3617
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002171/400
Date	Feb 15, 2013
Book Page	2171/400

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2028

December 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Dec 16, 2022
Property Address	135 HIGH BLUFF RD, RINCON, GA 31326-3617
Document Number	002824/786
Book / Page	2824 / 786
Instrument Date	Dec 16, 2022
Instrument	2022-003744
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 HIGH BLUFF RD, RINCON, GA 31326-3617

Mortgage

Document Number	0000012322
Date	Dec 16, 2022
Instrument	012322

Lender

Name	T2 FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

October 2015: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Oct 7, 2015
Property Address	135 HIGH BLUFF RD, RINCON, GA 31326-3617
Document Number	002315/371
Book / Page	2315 / 371
Instrument Date	Oct 7, 2015
Instrument	2015-002549
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 HIGH BLUFF RD, RINCON, GA 31326-3617
Investor	Possibly a Property Investor

Mortgage

Document Number	002315/373
Date	Oct 14, 2015
Book Page	2315/373
Instrument	008504

Lender

Name	BANKSOUTH MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2045

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,501 (+17.4%) Land $70,613 Building $161,888	$581,253 (+17.4%) Land $176,533 Building $404,720
2025	$5,900.00 (+7.06%) Homeowner's exemption	$198,043 (-2.07%) Land $46,208 Building $151,835	$495,108 (-2.07%) Land $115,521 Building $379,587
2024	$5,511.00 (+45.52%) Homeowner's exemption	$202,225 (+34.58%) Land $52,232 Building $149,993	$505,562 (+34.58%) Land $130,580 Building $374,982
2022	$3,787.00 Homeowner's exemption	$150,267 Land $23,112 Building $127,155	$375,666 Land $57,779 Building $317,887

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on High Bluff Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures