119 High Bluff Rd, Rincon, GA 31326 Property Records

Effingham County property record for 119 High Bluff Rd, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,451 sqft · built 2003
Lot Size	5.03 acres (219,107 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Jul 2001)
Tax Bill	$6,130 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04590-088-000`

Property Details

APN / Parcel Number

Primary APN	`04590-088-000`
Alternative APNs	`00980061P00` `04590088` `18271`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,451 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	219,107 sqft (5.03 acres)
Terrain	Rolling
Garage Area	1,344 sqft

Exterior Amenities

Porch	Slab
Porch Area	680 sqft
Deck Area	280 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18271
Street Address	119 HIGH BLUFF RD
City	RINCON
State	GA
Zip	31326-3617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	5.03 AC PAR 2
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1003
Census Tract	30303

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	119 HIGH BLUFF RD, RINCON, GA 31326-3617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2019	Deed of Trust, Mortgage SYNOVUS BANK
Jun 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK
Jun 10, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2001 · Amount on Record
Deed Sale	Jul 11, 2001 · Amount on Record
Deed Book / Page	729 / 398
Last Transfer Date	Jun 10, 2019
Transfer Doc	002529/812
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	119 HIGH BLUFF RD, RINCON, GA 31326-3617
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 HIGH BLUFF RD, RINCON, GA 31326-3617

Mortgage

Document Number	0000002539/0000000265
Date	Aug 8, 2019
Book Page	0000002539/0000000265
Instrument	006598

Lender

Name	SYNOVUS BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	119 HIGH BLUFF RD, RINCON, GA 31326-3617
Transaction Type	Mortgage
Record Updated	Jul 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 HIGH BLUFF RD, RINCON, GA 31326-3617

Mortgage

Document Number	0000002529/0000000813
Date	Jun 14, 2019
Book Page	0000002529/0000000813
Instrument	004957

Lender

Name	SYNOVUS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 10, 2019
Property Address	119 HIGH BLUFF RD, RINCON, GA 31326-3617
Document Number	002529/812
Book / Page	2529 / 812
Instrument Date	Jun 10, 2019
Instrument	2019-001609
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 HIGH BLUFF RD, RINCON, GA 31326-3617

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,267 (-1.68%) Land $35,507 Building $156,760	$480,668 (-1.68%) Land $88,767 Building $391,901
2025	$6,130.00 (+11.03%) Homeowner's exemption	$195,549 (+3.02%) Land $22,278 Building $173,271	$488,872 (+3.02%) Land $55,694 Building $433,178
2024	$5,521.00 (+6.15%) Homeowner's exemption	$189,822 (+13.01%) Land $25,181 Building $164,641	$474,555 (+13.01%) Land $62,953 Building $411,602
2022	$5,201.00 Homeowner's exemption	$167,974 Land $17,822 Building $150,152	$419,935 Land $44,554 Building $375,381

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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