126 Cove Side Ln, Hampstead, NC 28443 Property Records

Pender County property record for 126 Cove Side Ln, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,251 sqft · built 2015
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Last Sale	$412,000 (Jul 2016)
Tax Bill	$3,969 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Sep 2019 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4224-13-3791-0000`

Property Details

APN / Parcel Number

Primary APN	`4224-13-3791-0000`
Alternative APNs	`400971854` `971854`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,251 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Raised
Lot Area	23,087 sqft (0.53 acres)

Exterior Amenities

Porch	Porch
Porch Area	562 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	400971854
Old Parcel Number	4224 13 3791 0000
Street Address	126 COVE SIDE LN
City	HAMPSTEAD
State	NC
Zip	28443-3812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	L13,PB 39/87 PELICAN SOUND
Legal Subdivision	PELICAN SOUND
Legal Lot Number	13
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1015
Census Tract	920201

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	126 COVE SIDE LN, HAMPSTEAD, NC 28443-3812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Sep 23, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COASTAL FEDERAL CU
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2016 · Amount on Record
Deed Sale	Jul 18, 2016 · Amount on Record
Prior Sale	Jan 13, 2015 · Amount on Record
Deed Document Number	0011754624
Deed Book / Page	1175 / 4624
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	126 COVE SIDE LN, HAMPSTEAD, NC 28443-3812
Transaction Type	Mortgage
Record Updated	Feb 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 COVE SIDE LN, HAMPSTEAD, NC 28443-3812

Mortgage

Document Number	0048302576
Date	Feb 23, 2024
Book Page	4830/2576

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	126 COVE SIDE LN, HAMPSTEAD, NC 28443-3812
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046932598
Date	Sep 23, 2019
Book Page	4693/2598

Lender

Name	COASTAL FEDERAL CU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 15, 2029

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	126 COVE SIDE LN, HAMPSTEAD, NC 28443-3812
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047512016
Date	May 11, 2021
Book Page	4751/2016

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	126 COVE SIDE LN, HAMPSTEAD, NC 28443-3812
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047741018
Date	Dec 16, 2021
Book Page	4774/1018

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,969.00 (+13.34%)	$570,558 (+40.02%) Land $63,053 Building $507,505	$570,558 (+40.02%) Land $63,053 Building $507,505
2023		$407,497 (-) Land $127,880 Building $279,617	$407,497 (-) Land $127,880 Building $279,617
2022	$3,502.00	$407,497 Land $127,880 Building $279,617	$407,497 Land $127,880 Building $279,617

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	74 (1996–2018)
Claims Outside the SFHA	27 of 74
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 27 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims Hurricane Fran, Sep 1996 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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