1345 Jrc Rd, Gainesville, TX 76240 Property Records

Cooke County property record for 1345 Jrc Rd, Gainesville, TX 76240

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,469 sqft · built 2023
Lot Size	12 acres (524,593 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,427 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0044-114-00047`

Property Details

APN / Parcel Number

Primary APN	`0044-114-00047`
Alternative APN	`321043`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,469 sqft Living Area
1st Floor Area	2,469 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	524,593 sqft (12 acres)
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	523 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0044-114-00047
Street Address	1345 JRC RD
City	GAINESVILLE
State	TX
Zip	76240-2288
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	BAILEY ACC 0044 ACRES 12.043 OAK CREEK RANCH EST PH 2 TR 47 UNREC
Legal Subdivision	BAILEY ACC
Legal Tract	47
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE SOUTHEAST
Census Block Group	2
Census Block	2001
Census Tract	702

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1345 JRC RD, GAINESVILLE, TX 76240-2288
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANPEOPLE LLC
Sep 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage LOANPEOPLE LLC
Feb 15, 2022	Vendor's Lien, Transfer · Commercial Mortgage LONE STAR AG CREDIT
Feb 26, 2021	Warranty Deed, Transfer TITLE RESOURCE, TITLE RESOURCES

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1345 JRC RD, GAINESVILLE, TX 76240-2288
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1345 JRC RD, GAINESVILLE, TX 76240-2288

Mortgage

Document Number	002771/402
Date	Mar 16, 2026
Book Page	2771/402
Instrument	2026-1926

Lender

Name	LOANPEOPLE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78731

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1345 JRC RD, GAINESVILLE, TX 76240-2288
Transaction Type	Mortgage
Record Updated	Nov 14, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3206 SAINTS CIR, DENTON, TX 76209-6233

Mortgage

Document Number	002605/401
Date	Sep 28, 2023
Book Page	2605/401
Instrument	2023-6533

Lender

Name	LOANPEOPLE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78731

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

February 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Feb 15, 2022
Property Address	1345 JRC RD, GAINESVILLE, TX 76240-2288
Document Number	002487/835
Book / Page	2487 / 835
Map Reference	VOL 2300 PG 747
Instrument Date	Feb 15, 2022
Instrument	2022-1367
Transaction Type	Transfer
Record Updated	Nov 14, 2023
Title Company	TITLE RESOURCE, TITLE RESOURCES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3206 SAINTS CIR, DENTON, TX 76209-6233

Mortgage

Document Number	0020221368
Date	Feb 15, 2022
Instrument	2022-1368

Lender

Name	LONE STAR AG CREDIT
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Feb 26, 2021
Property Address	1345 JRC RD, GAINESVILLE, TX 76240-2288
Document Number	002399/418
Book / Page	2399 / 418
Instrument Date	Feb 26, 2021
Instrument	2021-01640
Transaction Type	Transfer
Record Updated	Nov 14, 2023
Title Company	TITLE RESOURCE, TITLE RESOURCES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 ASHWOOD DR, LEWISVILLE, TX 75067-4323

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,427.00 (+23.13%) Homeowner's exemption	$489,161 (-0.03%)	$795,869 (-) Land $354,168 Building $441,701
2025	$6,032.00 (-9.4%) Homeowner's exemption	$489,316 (+46,061.89%) Land $47,615 Building $441,701	$795,869 (+141.25%) Land $354,168 Building $441,701
2024	$6,658.00
2023		$1,060 Land $1,060	$329,888 Land $329,888

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 72% of Texas
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T, ElektraFi, Element8, T-Mobile.

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