933 Jrc Rd, Gainesville, TX 76240 Property Records

Cooke County property record for 933 Jrc Rd, Gainesville, TX 76240 · Last verified August 2026

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 2,676 sqft · built 2021
Lot Size	14.1 acres (617,245 sqft)
Owner	Individual Name on File
Tax Bill	$8,016 (2025)
Deeds & Mortgages	Feb 2022 Mortgage May 2021 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0044-114-00015`

Property Details

APN / Parcel Number

Primary APN	`0044-114-00015`
Alternative APNs	`0044-114-00001` `318567`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,676 sqft Living Area
1st Floor Area	2,676 sqft
Attic	Attic
Attic Area	555 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Material	Composition Shingle
Lot Area	617,245 sqft (14.1 acres)
Garage Area	964 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	767 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0044-114-00015
Street Address	933 JRC RD
City	GAINESVILLE
State	TX
Zip	76240-0442
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	BAILEY ACC 0044 ACRES 14.17 OAK CREEK RANCH EST PH 1 TR 15 UNREC
Legal Subdivision	BAILEY ACC
Legal Tract	15
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE SOUTHEAST
Census Block Group	2
Census Block	2001
Census Tract	702

Owner

Source: Cooke County records · APN 0044-114-00015

Assessment roll updated June 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1498, GAINESVILLE, TX 76241-1498
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENT BANK
May 18, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage INDEPENDENT BANK
Mar 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 18, 2021	Deed of Trust, Mortgage INDEPENDENCE BANK
May 18, 2021	Land Contract, Transfer · Construction Mortgage INDEPENDENT BANK
Jan 07, 2021	Warranty Deed, Transfer TITLE RESOURCE, TITLE RESOURCES

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 07, 2021
Deed Sale	Jan 07, 2021
Deed Document Number	2021164
Deed Book / Page	2388 / 155
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	933 JRC RD, GAINESVILLE, TX 76240-0442
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 11, FRISCO, TX 75034-0001

Mortgage

Document Number	002487/210
Date	Feb 11, 2022
Book Page	2487/210
Instrument	2022-1259

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	MCKINNEY, TX 75070

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	933 JRC RD, GAINESVILLE, TX 76240-0442
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 NAVAJO TRL, GAINESVILLE, TX 76240-9421

Mortgage

Document Number	002419/134
Date	May 18, 2021
Book Page	2419/134
Instrument	2021-4139

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	MCKINNEY, TX 75069

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	933 JRC RD, GAINESVILLE, TX 76240-0442
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	933 JRC RD, GAINESVILLE, TX 76240-0442

Mortgage

Document Number	002569/502
Date	Mar 23, 2023
Book Page	2569/502
Instrument	2023-1909

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	933 JRC RD, GAINESVILLE, TX 76240-0442
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002419/134
Date	May 18, 2021
Book Page	2419/134
Instrument	2021-04139

Lender

Name	INDEPENDENCE BANK
Type	Bank
Address	MCKINNEY, TX 75069

Agreement

Amount	Amount Recorded

May 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	COOKE TX
Recording Date	May 18, 2021
Property Address	933 JRC RD, GAINESVILLE, TX 76240-0442
Document Number	002419/124
Book / Page	2419 / 124
Instrument Date	May 17, 2021
Instrument	2021-04138
Transaction Type	Transfer
Record Updated	Nov 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 UTE CV, LAKE KIOWA, TX 76240-9441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 NAVAJO TRL, GAINESVILLE, TX 76240-9421

Mortgage

Document Number	002419/124
Date	May 18, 2021
Book Page	2419/124
Instrument	2021-4138

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GAINESVILLE, TX 76240

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Jan 07, 2021
Property Address	933 JRC RD, GAINESVILLE, TX 76240-0442
Document Number	002388/155
Book / Page	2388 / 155
Map Reference	VOL 2300 PG 747
Instrument Date	Jan 07, 2021
Instrument	2021-00164
Transaction Type	Transfer
Record Updated	Nov 14, 2023
Title Company	TITLE RESOURCE, TITLE RESOURCES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 11, FRISCO, TX 75034-0001

Tax Assessment & Valuation

Source: Cooke County records · Assessment roll updated June 2, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,016.00 (+5.79%) Homeowner's exemption	$619,974 (+5.94%) Land $43,741 Building $576,233	$929,495 (+6.4%) Land $353,262 Building $576,233
2024	$7,577.00 (+87.78%)
2023		$585,234 Land $36,446 Building $548,788	$873,591 Land $324,803 Building $548,788
2022	$4,035.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cooke County (48097C), updated April 26, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480970007022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	High above 78% of the US · above 71% of Texas
Wildfire Likelihood	About 1 in 214 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
AMG Technology Investment Group	Fixed Wireless	500 / 100
Verizon	Fixed Wireless	300 / 20
JAB Wireless	Fixed Wireless (unlicensed)	50 / 10
T-Mobile USA	Fixed Wireless	25 / 3
AT&T	Fixed Wireless	25 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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