1370 Jrc Rd, Gainesville, TX 76240 Property Records

Cooke County property record for 1370 Jrc Rd, Gainesville, TX 76240

Property Summary

Property Type	Misc Structure / Fixture
Details	built 2002
Lot Size	11.8 acres (517,188 sqft)
Owner	2 Individual Names on Record
Last Sale	$359,100 (Oct 2023)
Tax Bill	$5,757 (2026)
Deeds & Mortgages	Dec 2025 Construction Loan Dec 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0044-195-00035`

Property Details

APN / Parcel Number

Primary APN	`0044-195-00035`
Alternative APN	`320636`

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	517,188 sqft (11.8 acres)

Location & Zoning

Account Number	0044-195-00035
Street Address	1370 JRC RD
City	GAINESVILLE
State	TX
Zip	76240-2172
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Misc Structure / Fixture
Legal Description	BAILEY ACC 0044 ACRES 11.873 OAK CREEK RANCH EST PH 2 TR 35 UNREC
Legal Subdivision	BAILEY ACC
Legal Tract	35
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE SOUTHEAST
Census Block Group	2
Census Block	2001
Census Tract	702

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	937 LONGHORN DR, PLANO, TX 75023-4458
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Construction Mortgage AMERICAN NATIONAL BANK & TRUST
Dec 31, 2025	Deed of Trust, Mortgage · Stand-Alone First Mortgage AMERICAN NATIONAL BANK & TRUST
Oct 6, 2023	Deed of Trust, Mortgage AMERICAN NATIONAL BANK & TRUST
Dec 2, 2021	Warranty Deed, Transfer TITLE RESOURCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2023 · Amount on Record
Deed Sale	Oct 6, 2023 · Amount on Record
Deed Document Number	20236706
Deed Book / Page	2606 / 729
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1370 JRC RD, GAINESVILLE, TX 76240-2172
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 JRC RD, GAINESVILLE, TX 76240-2288

Mortgage

Document Number	002756/416
Date	Dec 31, 2025
Book Page	2756/416
Instrument	2025-9523

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1370 JRC RD, GAINESVILLE, TX 76240-2172
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002756/426
Date	Dec 31, 2025
Book Page	2756/426
Instrument	2025-9524

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jan 1, 2027

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1370 JRC RD, GAINESVILLE, TX 76240-2172
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002606/737
Date	Oct 6, 2023
Book Page	2606/737
Instrument	2023-6707

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	7.75%
Max Rate At Change	9.75%
Index	1-Year T-Bill
Max Rate	13.7%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Dec 2, 2021
Property Address	1370 JRC RD, GAINESVILLE, TX 76240-2172
Document Number	002470/704
Book / Page	2470 / 704
Map Reference	VOL 2300 PG 747
Instrument Date	Nov 30, 2021
Instrument	2021-10793
Transaction Type	Transfer
Record Updated	Nov 14, 2023
Title Company	TITLE RESOURCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1255 WILLIAMSON BRANCH RD, VANLEER, TN 37181-6628
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,757.00 (-2.37%)	$379,160 (-2.39%) Land $375,960 Building $3,200	$379,160 (-2.39%) Land $375,960 Building $3,200
2025	$5,897.00 (+11.69%)	$388,460 (+5.05%) Land $375,960 Building $12,500	$388,460 (+5.05%) Land $375,960 Building $12,500
2024	$5,280.00 (+23.83%)
2023		$369,777 Land $357,277 Building $12,500	$369,777 Land $357,277 Building $12,500
2022	$4,264.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 79% of Texas
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T, ElektraFi, Element8, T-Mobile.

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