1374 Jrc Rd, Gainesville, TX 76240 Property Records

Cooke County property record for 1374 Jrc Rd, Gainesville, TX 76240

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,732 sqft · built 2023
Lot Size	14.5 acres (635,105 sqft)
Owner	2 Individual Names on File
Tax Bill	$12,019 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2023 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0044-195-00036`

Property Details

APN / Parcel Number

Primary APN	`0044-195-00036`
Alternative APN	`320634`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,732 sqft Living Area
1st Floor Area	1,732 sqft
2nd Floor Area	511 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	635,105 sqft (14.5 acres)
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	1,198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0044-195-00036
Street Address	1374 JRC RD
City	GAINESVILLE
State	TX
Zip	76240-2172
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	BAILEY ACC 0044 ACRES 14.58 OAK CREEK RANCH EST PH 2 TR 36 UNREC
Legal Subdivision	BAILEY ACC
Legal Tract	36
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE SOUTHEAST
Census Block Group	2
Census Block	2001
Census Tract	702

Owner

1374 Jrc Rd, a rural home, is owned and occupied by two individuals.

Source: Cooke County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1374 JRC RD, GAINESVILLE, TX 76240-2172
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Mar 24, 2023	Deed of Trust, Mortgage · Construction Mortgage FIRST STATE BANK
Mar 24, 2023	Deed of Trust, Mortgage · Construction Mortgage FIRST STATE BANK
Dec 2, 2021	Warranty Deed, Transfer TITLE RESOURCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Recording Date	Sep 1, 2026
Property Address	1374 JRC RD, GAINESVILLE, TX 76240-2172
Document Number	0000006680
Book / Page	2806 / 255
Instrument Date	Aug 25, 2026
Instrument	20266680
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1374 JRC RD, GAINESVILLE, TX 76240-2172

Mortgage

Document Number	0000006680,
Date	Sep 1, 2026
Book Page	2806/255
Instrument	20266680

Lender

Name	NEWREZ LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1374 JRC RD, GAINESVILLE, TX 76240-2172
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7555 FM 902, GAINESVILLE, TX 76240-8584
Investor	Possibly a Property Investor

Mortgage

Document Number	002569/743
Date	Mar 24, 2023
Book Page	2569/743
Instrument	2023-1953

Lender

Name	FIRST STATE BANK
Type	Bank
Address	GAINESVILLE, TX 76241

Agreement

Type	Construction Mortgage
Amount	Amount on Record

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1374 JRC RD, GAINESVILLE, TX 76240-2172
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7555 FM 902, GAINESVILLE, TX 76240-8584
Investor	Possibly a Property Investor

Mortgage

Document Number	002569/722
Date	Mar 24, 2023
Book Page	2569/722
Instrument	2023-1952

Lender

Name	FIRST STATE BANK
Type	Bank
Address	GAINESVILLE, TX 76241

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 23, 2024

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Dec 2, 2021
Property Address	1374 JRC RD, GAINESVILLE, TX 76240-2172
Document Number	002470/694
Book / Page	2470 / 694
Map Reference	VOL 2300 PG 747
Instrument Date	Nov 30, 2021
Instrument	2021-10791
Transaction Type	Transfer
Record Updated	Nov 14, 2023
Title Company	TITLE RESOURCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 WILDTUBEY RUN, HARWOOD, TX 78632
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 1374 Jrc Rd was $12,019 with exemptions applied, up 22.6% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,019.00 (+22.61%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$791,582 (-) Land $351,007 Building $440,575	$791,582 (-) Land $351,007 Building $440,575
2025	$9,803.00 (+72.92%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$791,582 Land $351,007 Building $440,575	$791,582 Land $351,007 Building $440,575
2024	$5,669.00
2023		$306,909 Land $306,909	$306,909 Land $306,909
2022	$4,623.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1374 Jrc Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1374 Jrc Rd is high, ranking above 85% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 82% of Texas
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T, ElektraFi, Element8, T-Mobile.

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