13415 Kretsinger Rd, Smithsburg, MD 21783 Property Records

Washington County property record for 13415 Kretsinger Rd, Smithsburg, MD 21783

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,904 sqft · built 2002
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$212,600 (Apr 2023)
Tax Bill$3,707 (2025)
Deeds & MortgagesApr 2023 Sale
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN14-013490

Property Details

APN / Parcel Number

Primary APN14-013490
Alternative APN
  • 013490

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,904 sqft Total Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
Patio Area108 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number013490
Street Address13415 KRETSINGER RD
CitySMITHSBURG
StateMD
Zip21783-1212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRV
Legal DescriptionLOT 3 1.00 ACRE 13415 KRETSINGER RD
Legal SubdivisionRIDENOUR WALTER E
Legal Lot Number3
JurisdictionWASHINGTON MD
Township / Civil Division14, RINGGOLD
Census Block Group1
Census Block1050
Census Tract10200

Owner

Source: Washington County assessment roll, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address13415 KRETSINGER RD, SMITHSBURG, MD 21783-1212
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2023Deed, Transfer
Jul 3, 2017Deed of Trust, Mortgage · FmHA Mortgage
FIRST INITED BANK & TRUST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 26, 2023 · Amount on Record
Deed SaleApr 26, 2023 · Amount on Record
Prior SaleApr 3, 2002
Prior Transfer DateMay 7, 2019
Prior Transfer Doc0059740198
Record UpdatedSep 20, 2026

April 2023: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateApr 26, 2023
Property Address13415 KRETSINGER RD, SMITHSBURG, MD 21783-1212
Document Number0072340008
Book / Page7234 / 8
Map ReferenceFO 5686
Instrument DateApr 25, 2023
Transaction TypeTransfer
Record UpdatedMay 11, 2023

Transaction

AmountAmount Recorded
Tax$1,063.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13415 KRETSINGER RD, SMITHSBURG, MD 21783-1212

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address13415 KRETSINGER RD, SMITHSBURG, MD 21783-1212
Transaction TypeMortgage
Record UpdatedMay 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055380405
DateJul 3, 2017
Book Page5538/0405
Instrument5538-0405
Lender
NameFIRST INITED BANK & TRUST
TypeNon-Lending Institution
AddressSMITHSBURG, MD 21783
Agreement
TypeFmHA Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyQuarterly
Index1-Year CMT

Tax Assessment & Valuation

Source: Washington County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$428,367 (+12.01%)$474,300 (-) Land $75,000 Building $399,300
2025$3,707.00 (+5.46%) Homeowner's exemption$382,433 (+20.45%)$474,300 (+40.95%) Land $75,000 Building $399,300
2024$3,515.00 (+6.45%)
2023$3,302.00$317,500$336,500 Land $75,000 Building $261,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Schurz Communications
Cable
1,300 / 50
CTI Networks
Fixed Wireless · not low latency
200 / 50
T-Mobile USA
Fixed Wireless
100 / 20

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