13433 Kretsinger Rd, Smithsburg, MD 21783 Property Records

Washington County property record for 13433 Kretsinger Rd, Smithsburg, MD 21783 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1981
Square Footage	1,394 sqft Total Area
Lot Size	272,686 sqft (6.26 acres)
Occupancy	Owner Occupied
Last Sale	$480,000 (2025)
Tax Bill	$2,617.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`14-003533`
Alternative APN	`003533`

Interior

Full Baths	1 Baths
Building Area	1,394 sqft Total Area
Basement Area	1,608 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick Exterior
Roof Material	Composition Shingle Roof
Lot Area	272,686 sqft (6.26 acres)
Deck Area	336 sqft Deck
Porch Area	322 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	003533
Street Address	13433 KRETSINGER RD
City	SMITHSBURG
State	MD
Zip	21783-1212
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 6.26 ACRES 13433 KRETSINGER RD PVT R O W TRL
Legal Subdivision	PVT R O
Jurisdiction	WASHINGTON MD
Minor Civil Division	14, RINGGOLD
Census Blockgroup	1
Census Block	1050
Census Tract	10200

Owner

Source: Washington County records · APN 14-003533

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13433 KRETSINGER RD, SMITHSBURG, MD 21783-1212
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Deed Book / Page	7801 / 130
Record Refreshed	Sep 20, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Nov 12, 2025
Property Address	13433 KRETSINGER RD, SMITHSBURG, MD 21783-1212
Document Number	0078010130
Book / Page	7801 / 130
Instrument Date	Nov 07, 2025
Transaction Type	Transfer
Record Updated	Dec 05, 2025
Title Company	CLEAR TITLE, CLEAR TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,400.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	13433 KRETSINGER RD, SMITHSBURG, MD 21783-1212
Investor	Possibly a Property Investor

Mortgage

Document Number	0007801136
Date	Nov 12, 2025
Instrument	7801/136

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$327,700 (+16.79%)	$374,800 (-) Land $106,300 Building $268,500
2025	$2,617.00 (+11.08%) Homeowner's exemption	$280,600 (+23.83%)	$374,800 (+60.51%) Land $106,300 Building $268,500
2023	$2,356.00 Homeowner's exemption	$226,600	$233,500 Land $106,300 Building $127,200

Flood & Wildfire

13433 Kretsinger Rd is in FEMA Zone A, inside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Washington County (24043C), updated August 14, 2017

FEMA Flood Zone	Zone A 1% annual chance, no base flood elevation determined
Special Flood Hazard Area	Yes flood insurance required for federally backed mortgages
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 41st in Maryland
Wildfire Likelihood	Low — about 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.