Washington County property record for 13450 Kretsinger Rd, Smithsburg, MD 21783 · Last verified August 2026
| Property Type | Rural Home |
|---|---|
| Details | 3 ba · 2,496 sqft · built 1910 |
| Lot Size | 7.84 acres (341,510 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Apr 2019) |
| Tax Bill | $3,065 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Nov 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-004629 |
| Primary APN | 14-004629 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 2,496 sqft Total Area |
| Basement Area | 750 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 341,510 sqft (7.84 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Built-in |
| Garage Area | 728 sqft Garage |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 512 sqft Pool |
| Shed | 1 Shed |
| Shed Area | 1,536 sqft Shed |
| Deck Area | 84 sqft Deck |
| Patio Area | 130 sqft Patio |
| Porch | Slab |
| Porch Area | 258 sqft Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 004629 |
|---|---|
| Street Address | 13450 KRETSINGER RD |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-1211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 7.84 ACRES REM 13450 KRETSINGER RD |
| Legal Subdivision | TROY AND GERI PRYOR |
| Legal Lot Number | REM |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 14, RINGGOLD |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 10200 |
Source: Washington County records · APN 14-004629
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13450 KRETSINGER RD, SMITHSBURG, MD 21783-1211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2018 | Deed of Trust, Mortgage · Commercial Mortgage JEFFERSON SECURITY BANK |
| Nov 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 04, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC |
| May 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 30, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC |
| Apr 01, 2019 | Deed, Transfer · Conventional Mortgage CNB BANK INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 01, 2019 · Amount on Record |
| Deed Sale | Apr 01, 2019 · Amount on Record |
| Prior Sale | Aug 23, 2004 · Amount on Record |
| Deed Book / Page | 5946 / 170 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 13450 KRETSINGER RD, SMITHSBURG, MD 21783-1211 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0058160198 |
|---|---|
| Date | Aug 20, 2018 |
| Book Page | 5816/0198 |
| Name | JEFFERSON SECURITY BANK |
|---|---|
| Type | Bank |
| Address | SHEPHERDSTOWN, WV 25443 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Aug 15, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 13450 KRETSINGER RD, SMITHSBURG, MD 21783-1211 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0064130292 |
|---|---|
| Date | Nov 04, 2020 |
| Book Page | 6413/292 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 13450 KRETSINGER RD, SMITHSBURG, MD 21783-1211 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0067150130 |
|---|---|
| Date | Aug 04, 2021 |
| Book Page | 6715/130 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 13450 KRETSINGER RD, SMITHSBURG, MD 21783-1211 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0066150204 |
|---|---|
| Date | May 07, 2021 |
| Book Page | 6615/204 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | OCEAN CITY, NJ 8226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 322 Months |
| Due | Mar 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 13450 KRETSINGER RD, SMITHSBURG, MD 21783-1211 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0068850011 |
|---|---|
| Date | Dec 30, 2021 |
| Book Page | 6885/11 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Apr 01, 2019 |
| Property Address | 13450 KRETSINGER RD, SMITHSBURG, MD 21783-1211 |
| Document Number | 0059460170 |
| Book / Page | 5946 / 0170 |
| Map Reference | FO 9871&10852 |
| Instrument Date | Mar 29, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | LINCOLN TITLE & SETMNT SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 13450 KRETSINGER RD, SMITHSBURG, MD 21783-1211 |
| Document Number | 0005946177 |
|---|---|
| Date | Apr 01, 2019 |
| Instrument | 5946/177 |
| Name | CNB BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2049 |
Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $365,900 (+14.56%) | $412,400 (-) Land $77,700 Building $334,700 | |
| 2025 | $3,065.00 (+16.19%) Homeowner's exemption | $319,400 (+25.91%) | $412,400 (+51.12%) Land $77,700 Building $334,700 |
| 2023 | $2,638.00 | $253,667 | $272,900 Land $77,700 Building $195,200 |
Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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