13405 Kretsinger Rd, Smithsburg, MD 21783 Property Records

Washington County property record for 13405 Kretsinger Rd, Smithsburg, MD 21783

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,836 sqft · built 2004
Lot Size0.964 acres (42,000 sqft)
Owner2 Individuals on Record
Last Sale$445,000 (Jun 2023)
Tax Bill$2,763 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
May 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN14-014454

Property Details

APN / Parcel Number

Primary APN14-014454
Alternative APN
  • 014454

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,836 sqft Total Area
AtticAttic
Attic Area680 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area42,000 sqft (0.964 acres)
PorchSlab
Porch Area162 sqft
Deck Area156 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number014454
Street Address13405 KRETSINGER RD
CitySMITHSBURG
StateMD
Zip21783-1212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRV
Legal DescriptionLOT B 0.96 ACRES 13405 KRETSINGER ROAD
Legal SubdivisionSTEVENSON
Legal Lot NumberB
JurisdictionWASHINGTON MD
Township / Civil Division14, RINGGOLD
Census Block Group1
Census Block1050
Census Tract10200

Owner

Source: Washington County assessment roll, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address13405 KRETSINGER RD, SMITHSBURG, MD 21783-1212
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2023Deed, Transfer · Conventional Mortgage
GEORGE MASON MORTGAGE LLC
May 26, 2023Deed of Trust, Mortgage · Line of Credit
TRUIST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2023 · Amount on Record
Deed SaleJun 29, 2023 · Amount on Record
Prior SaleMay 13, 2004
Deed Book / Page7272 / 313
Record UpdatedSep 20, 2026

June 2023: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateJun 29, 2023
Property Address13405 KRETSINGER RD, SMITHSBURG, MD 21783-1212
Document Number0072720313
Book / Page7272 / 313
Instrument DateJun 22, 2023
Transaction TypeTransfer
Record UpdatedJul 20, 2023
Title CompanyLAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,225.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13405 KRETSINGER RD, SMITHSBURG, MD 21783-1212

Mortgage

Document Number0072720319
DateJun 29, 2023
Instrument7272-0319
Lender
NameGEORGE MASON MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address13405 KRETSINGER RD, SMITHSBURG, MD 21783-1212
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address13405 KRETSINGER RD, SMITHSBURG, MD 21783-1212

Mortgage

Document Number0072530258
DateMay 26, 2023
Book Page7253/258
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Washington County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$374,267 (+20.41%)$437,700 (-) Land $74,600 Building $363,100
2025$2,763.00 (+11.95%) Homeowner's exemption$310,833 (+30.97%)$437,700 (+76.92%) Land $74,600 Building $363,100
2023$2,468.00 (+1.86%) Homeowner's exemption$237,333 (+4.43%)$247,400 (-) Land $74,600 Building $172,800
2022$2,423.00 Homeowner's exemption$227,267$247,400 Land $74,600 Building $172,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Cable
1,300 / 50
PA.net
Fixed Wireless · not low latency
200 / 50
T-Mobile
Fixed Wireless
100 / 20

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