Preble County property record for 1312 Surface Rd, Eaton, OH 45320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,050 sqft · built 1978 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,027 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Mar 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | L39-8216-302-00-002-000 |
| Primary APN | L39-8216-302-00-002-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,050 sqft Living Area |
| 1st Floor Area | 1,050 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 425 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Water Source | Private |
| Street Address | 1312 SURFACE RD |
|---|---|
| City | EATON |
| State | OH |
| Zip | 45320-9223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 CREST DALE SUBD |
| Legal Range | 2E |
| Legal Township | 8N |
| Legal Section | 16 |
| Legal Subdivision | CREST DALE SUBD |
| Legal Lot Number | 2 |
| Jurisdiction | PREBLE OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 450100 |
Source: Preble County records, as of March 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1312 SURFACE RD, EATON, OH 45320-9223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2022 | Survivorship Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Mar 28, 2022 | Executor's Deed, Transfer FREEDOM TITLE AGENCY INC, FREEDOM TITLE COMPANY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2022 |
| Deed Sale | Jul 1, 2022 |
| Prior Sale | Mar 28, 2022 |
| Deed Document Number | 20223568 |
| Deed Book / Page | 436 / 1253 |
| Prior Transfer Date | Mar 25, 2022 |
| Prior Transfer Doc | 00432/1821 |
| Record Updated | Sep 20, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | PREBLE OH |
| Recording Date | Jul 1, 2022 |
| Property Address | 1312 SURFACE RD, EATON, OH 45320-9223 |
| Document Number | 00436/1253 |
| Book / Page | 436 / 1253 |
| Map Reference | MB 10 PG 15 |
| Instrument Date | Jun 27, 2022 |
| Instrument | 202200003568 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | NOT AVAILABLE, PARTNERS LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $525.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1312 SURFACE RD, EATON, OH 45320-9223 |
| Document Number | 202200003569 |
|---|---|
| Date | Jul 1, 2022 |
| Instrument | 202200003569 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | PREBLE OH |
| Recording Date | Mar 28, 2022 |
| Property Address | 1312 SURFACE RD, EATON, OH 45320-9223 |
| Document Number | 00432/1821 |
| Book / Page | 432 / 1821 |
| Map Reference | MB 10 PG 15 |
| Instrument Date | Mar 25, 2022 |
| Instrument | 202200001642 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2022 |
| Title Company | FREEDOM TITLE AGENCY INC, FREEDOM TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 EDGEWOOD DR, EATON, OH 45320-9524 |
Source: Preble County assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Preble County |
| County Subdivision | Washington Township |
| Unified School District | Eaton Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,027.00 (+1.15%) Homeowner's exemption | $56,390 (-) Land $8,470 Building $47,920 | |
| 2024 | $2,004.00 (-14.36%) Homeowner's exemption | $56,390 (-) Land $8,470 Building $47,920 | |
| 2023 | $2,340.00 (+59.08%) Homeowner's exemption | $56,390 (+70.26%) Land $8,470 Building $47,920 | $161,100 (-) Land $24,200 Building $136,900 |
| 2022 | $1,471.00 Homeowner's exemption | $33,120 Land $7,390 Building $25,730 | |
| 2020 | $161,100 Land $24,200 Building $136,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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