1340 S Wayne St, Waterloo, IN 46793 Property Records

DeKalb County property record for 1340 S Wayne St, Waterloo, IN 46793

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,416 sqft · built 1942
Lot Size	1.18 acres (51,401 sqft)
Owner	2 Individual Names on Record
Last Sale	$184,000 (Oct 2018)
Tax Bill	$2,234 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-06-09-276-006.000-008`

Property Details

APN / Parcel Number

Primary APN	`17-06-09-276-006.000-008`
Alternative APN	`310609276006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	1,416 sqft
Basement Area	1,416 sqft
Unfinished Basement	1,416 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1975
Construction Type	Wood
Roof Material	Metal
Lot Area	51,401 sqft (1.18 acres)
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	310609276006
Street Address	1340 S WAYNE ST
City	WATERLOO
State	IN
Zip	46793-9484
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE1/4 NE1/4 SECTION 9 TWP 34 RANGE 13 ACRES 1.18
Jurisdiction	DE KALB IN
Township / Civil Division	GRANT
Census Block Group	3
Census Block	3057
Census Tract	20200

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1340 S WAYNE ST, WATERLOO, IN 46793-9484
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2018	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Nov 30, 2017	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2018 · Amount on Record
Deed Sale	Oct 16, 2018 · Amount on Record
Prior Sale	Nov 30, 2017 · Amount on Record
Deed Document Number	20185413
Record Updated	Oct 29, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Oct 16, 2018
Property Address	1340 S WAYNE ST, WATERLOO, IN 46793-9484
Document Number	0201805413
Instrument Date	Oct 12, 2018
Instrument	201805413
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1340 S WAYNE ST, WATERLOO, IN 46793-9484

Mortgage

Document Number	0201805414
Date	Oct 16, 2018
Instrument	201805414

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Nov 30, 2017
Property Address	1340 S WAYNE ST, WATERLOO, IN 46793-9484
Document Number	0201706532
Instrument Date	Nov 3, 2017
Instrument	201706532
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 DOUGLAS DR, AIKEN, SC 29803-5483

Mortgage

Document Number	0201706533
Date	Nov 30, 2017
Instrument	201706533

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Grant Township
Municipality	Waterloo Town
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,234.00 (-10.03%)	$245,600 (-0.37%) Land $32,100 Building $213,500	$245,600 (-0.37%) Land $32,100 Building $213,500
2024	$2,483.00 (+2.1%)	$246,500 (+2.32%) Land $32,100 Building $214,400	$246,500 (+2.32%) Land $32,100 Building $214,400
2023	$2,432.00 (+31.82%)	$240,900 (+30.22%) Land $31,200 Building $209,700	$240,900 (+30.22%) Land $31,200 Building $209,700
2022	$1,845.00 Homeowner's exemption	$185,000 Land $14,600 Building $170,400	$185,000 Land $14,600 Building $170,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 2,242 people · EPA ID IN5217007
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Auburn Essential Services, Lakeland Internet, Watch TV.

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