DeKalb County property record for 1185 S Wayne St, Waterloo, IN 46793
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,404 sqft · built 1995 |
| Lot Size | 2.18 acres (95,135 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $174,900 (Sep 2018) |
| Tax Bill | $812 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-06-09-234-008.000-008 |
| Primary APN | 17-06-09-234-008.000-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Mobile Home |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 95,135 sqft (2.18 acres) |
| Garage Type | Mixed |
| Garage Area | 1,076 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Other |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 310609234008 |
|---|---|
| Street Address | 1185 S WAYNE ST |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9482 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | PT SE1/4 NE1/4 SECTION 9 TWP 34 RANGE 13 ACRES 2.184 PER SURVEY |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | GRANT |
| Census Block Group | 3 |
| Census Block | 3058 |
| Census Tract | 20200 |
Source: DeKalb County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1185 S WAYNE ST, WATERLOO, IN 46793-9482 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 19, 2018 | Warranty Deed, Transfer · Conventional Mortgage PROFED FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2018 · Amount on Record |
| Deed Sale | Sep 19, 2018 · Amount on Record |
| Prior Sale | May 28, 2010 · Amount on Record |
| Deed Document Number | 20184910 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 1185 S WAYNE ST, WATERLOO, IN 46793-9482 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0201705788 |
|---|---|
| Date | Oct 18, 2017 |
| Instrument | 201705788 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IN |
| Recording Date | Sep 19, 2018 |
| Property Address | 1185 S WAYNE ST, WATERLOO, IN 46793-9482 |
| Document Number | 0201804910 |
| Instrument Date | Sep 12, 2018 |
| Instrument | 201804910 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1185 S WAYNE ST, WATERLOO, IN 46793-9482 |
| Document Number | 0201804911 |
|---|---|
| Date | Sep 19, 2018 |
| Instrument | 201804911 |
| Name | PROFED FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Grant Township |
| Municipality | Waterloo Town |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $812.00 (-2.52%) | $106,000 (+2.81%) Land $39,000 Building $67,000 | $106,000 (+2.81%) Land $39,000 Building $67,000 |
| 2024 | $833.00 (+32.22%) | $103,100 (+14.68%) Land $39,000 Building $64,100 | $103,100 (+14.68%) Land $39,000 Building $64,100 |
| 2023 | $630.00 (-5.83%) | $89,900 (+29.17%) Land $37,900 Building $52,000 | $89,900 (+29.17%) Land $37,900 Building $52,000 |
| 2022 | $669.00 | $69,600 Land $18,600 Building $51,000 | $69,600 Land $18,600 Building $51,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · above 40% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 2,242 people · EPA ID IN5217007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Surf Internet Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| MetaLINK Technologies Fixed Wireless | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Auburn Essential Services, Lakeland Internet, Watch TV.
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