1280 S Wayne St, Waterloo, IN 46793 Property Records

DeKalb County property record for 1280 S Wayne St, Waterloo, IN 46793

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,856 sqft · built 1974
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Company Names on File
Last Sale	$245,000 (Jun 2017)
Tax Bill	$3,961 (2025)
Deeds & Mortgages	Jul 2026 Sale Jun 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-06-09-276-003.000-008`

Property Details

APN / Parcel Number

Primary APN	`17-06-09-276-003.000-008`
Alternative APN	`310609276003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,856 sqft Living Area
1st Floor Area	3,436 sqft
Attic	Attic
Attic Area	1,560 sqft
Basement Area	1,928 sqft
Unfinished Basement	1,928 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1980
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	48,352 sqft (1.11 acres)
Garage Type	Mixed
Garage Area	1,124 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	310609276003
Street Address	1280 S WAYNE ST
City	WATERLOO
State	IN
Zip	46793-9483
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE PLAT OF STUCKEY PLACE LOT 1 ACRES 1.11
Legal Subdivision	STUCKEY PLACE
Legal Lot Number	1
Jurisdiction	DE KALB IN
Township / Civil Division	GRANT
Census Block Group	3
Census Block	3057
Census Tract	20200

Owner

1280 S Wayne St is owned by a company that acquired it in June 2026.

Source: DeKalb County records, as of October 13, 2026

Owner of Record	2 Company Names on File
Mailing Address	3152 COUNTY ROAD 35, WATERLOO, IN 46793-9525
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 29, 2017	Re-recorded Document · Conventional Mortgage CALIBER HOME LOANS INC
May 26, 2017	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Sep 6, 2017	Re-recorded Document

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2017 · Amount on File
Deed Sale	Jun 29, 2017 · Amount on File
Prior Sale	May 26, 2017 · Amount on File
Deed Document Number	20173448
Last Transfer Date	Jun 29, 2026
Transfer Doc	0000003465
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Jul 1, 2026
Property Address	1280 S WAYNE ST, WATERLOO, IN 46793-9483
Document Number	0000003465
Instrument Date	Jun 29, 2026
Instrument	20263465
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	3152 COUNTY ROAD 35, WATERLOO, IN 46793-9525

June 2017: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	DE KALB IN
Recording Date	Jun 29, 2017
Property Address	1280 S WAYNE ST, WATERLOO, IN 46793-9483
Document Number	201703448
Instrument Date	May 24, 2017
Instrument	201703448
Record Updated	Sep 14, 2021

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1280 S WAYNE ST, WATERLOO, IN 46793-9483

Mortgage

Document Number	201703449
Date	Jun 29, 2017
Instrument	201703449

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2037

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	May 26, 2017
Property Address	1280 S WAYNE ST, WATERLOO, IN 46793-9483
Document Number	201702685
Instrument Date	May 24, 2017
Instrument	201702685
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1280 S WAYNE ST, WATERLOO, IN 46793-9483

Mortgage

Document Number	201702686
Date	May 26, 2017
Instrument	201702686

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2037

September 2017: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	DE KALB IN
Recording Date	Sep 6, 2017
Property Address	1280 S WAYNE ST, WATERLOO, IN 46793-9483
Document Number	201704861
Instrument Date	May 24, 2017
Instrument	201704861
Record Updated	Sep 14, 2021

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1280 S WAYNE ST, WATERLOO, IN 46793-9483

Tax Assessment & Valuation

The 2025 property tax bill for 1280 S Wayne St was $3,961, down 6.1% from the year before.

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Grant Township
Municipality	Waterloo Town
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,961.00 (-6.09%)	$424,300 (+0.93%) Land $31,700 Building $392,600	$424,300 (+0.93%) Land $31,700 Building $392,600
2024	$4,218.00 (+1.98%)	$420,400 (+2.09%) Land $31,700 Building $388,700	$420,400 (+2.09%) Land $31,700 Building $388,700
2023	$4,136.00 (+6.85%)	$411,800 (+14.84%) Land $30,700 Building $381,100	$411,800 (+14.84%) Land $30,700 Building $381,100
2022	$3,871.00 Homeowner's exemption	$358,600 Land $14,300 Building $344,300	$358,600 Land $14,300 Building $344,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1280 S Wayne St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1280 S Wayne St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 2,242 people · EPA ID IN5217007
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Auburn Essential Services, Lakeland Internet, Watch TV.

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