1145 S Wayne St, Waterloo, IN 46793 Property Records

DeKalb County property record for 1145 S Wayne St, Waterloo, IN 46793

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,220 sqft · built 1950
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on File
Last Sale	$196,500 (Aug 2025)
Tax Bill	$820 (2025)
Deeds & Mortgages	Aug 2025 Sale Aug 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-06-09-234-009.000-008`

Property Details

APN / Parcel Number

Primary APN	`17-06-09-234-009.000-008`
Alternative APN	`310609234009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,220 sqft Living Area
1st Floor Area	1,220 sqft
Basement Area	1,220 sqft
Unfinished Basement	1,220 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Roof Material	Asphalt
Lot Area	23,522 sqft (0.54 acres)
Garage Type	Mixed
Garage Area	632 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	310609234009
Street Address	1145 S WAYNE ST
City	WATERLOO
State	IN
Zip	46793-9482
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE1/4 NE1/4 SECTION 9 TWP 34 RANGE 13 ACRES 0.5400
Jurisdiction	DE KALB IN
Township / Civil Division	GRANT
Census Block Group	3
Census Block	3058
Census Tract	20200

Owner

1145 S Wayne St is owned and occupied by an individual who bought it in August 2025.

Source: DeKalb County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1145 S WAYNE ST, WATERLOO, IN 46793-9482
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2025	Corporation Deed, Transfer
Aug 21, 2025	Corporation Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE CORP
May 12, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2025 · Amount on File
Deed Sale	Aug 21, 2025 · Amount on File
Prior Sale	May 12, 2025
Deed Document Number	20254168
Prior Transfer Date	Oct 29, 2010
Prior Transfer Doc	0201005619
Record Updated	Oct 29, 2026

August 2025: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	DE KALB IN
Recording Date	Aug 21, 2025
Property Address	1145 S WAYNE ST, WATERLOO, IN 46793-9482
Document Number	0202504168
Instrument Date	Aug 20, 2025
Instrument	202504168
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 S WAYNE ST, WATERLOO, IN 46793-9482

August 2025: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	DE KALB IN
Recording Date	Aug 21, 2025
Property Address	1145 S WAYNE ST, WATERLOO, IN 46793-9482
Document Number	0202504168
Instrument Date	Aug 20, 2025
Instrument	202504168
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 S WAYNE ST, WATERLOO, IN 46793-9482

Mortgage

Document Number	0202504169
Date	Aug 21, 2025
Instrument	202504169

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	May 12, 2025
Property Address	1145 S WAYNE ST, WATERLOO, IN 46793-9482
Document Number	0202502203
Instrument Date	May 8, 2025
Instrument	202502203
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 1145 S Wayne St was $820, down 10.3% from the year before.

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Grant Township
Municipality	Waterloo Town
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$820.00 (-10.28%)	$111,000 (-1.16%) Land $24,200 Building $86,800	$111,000 (-1.16%) Land $24,200 Building $86,800
2024	$914.00 (+9.2%)	$112,300 (+2.37%) Land $24,200 Building $88,100	$112,300 (+2.37%) Land $24,200 Building $88,100
2023	$837.00 (-23.77%)	$109,700 (+17.2%) Land $23,500 Building $86,200	$109,700 (+17.2%) Land $23,500 Building $86,200
2022	$1,098.00	$93,600 Land $10,800 Building $82,800	$93,600 Land $10,800 Building $82,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1145 S Wayne St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1145 S Wayne St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 2,242 people · EPA ID IN5217007
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Auburn Essential Services, Lakeland Internet, Watch TV.

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