134 School St, Chelmsford, MA 01824 Property Records

Middlesex County and Chelmsford Town property record for 134 School St, Chelmsford, MA 01824

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,088 sqft · built 1970
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,000 (May 2019)
Tax Bill	$9,345 (2026)
Deeds & Mortgages	Feb 2017 Mortgage Sep 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11988`

Property Details

APN / Parcel Number

Primary APN	`11988`
Alternative APN	`CHEL M:0058 B:0217 L:6`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,088 sqft Living Area
Gross Area	3,808 sqft
1st Floor Area	1,080 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	11988
Street Address	134 SCHOOL ST
City	CHELMSFORD
State	MA
Zip	01824-1020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	217
Legal Lot Number	6
Jurisdiction	CHELMSFORD MA
Township / Civil Division	CHELMSFORD
Census Block Group	1
Census Block	1011
Census Tract	317201

Owner

Source: Middlesex County and Chelmsford Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	134 SCHOOL ST, CHELMSFORD, MA 01824-1020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2017	Deed of Trust, Mortgage LOWELL FIVE CENTS SAVINGS BANK
Sep 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC HOME LOANS INC
May 10, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2019 · Amount on Record
Deed Sale	May 10, 2019 · Amount on Record
Prior Sale	Feb 15, 1991 · Amount on Record
Deed Document Number	201917630
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHELMSFORD MA
Property Address	134 SCHOOL ST, CHELMSFORD, MA 01824-1020
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030906-97
Date	Feb 13, 2017
Book Page	30906/97
Instrument	6416

Lender

Name	LOWELL FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHELMSFORD MA
Property Address	134 SCHOOL ST, CHELMSFORD, MA 01824-1020
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	034693-261
Date	Sep 29, 2020
Book Page	34693/261
Instrument	47723

Lender

Name	ATLANTIC HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHELMSFORD MA
Recording Date	May 10, 2019
Property Address	134 SCHOOL ST, CHELMSFORD, MA 01824-1020
Document Number	32964-290
Book / Page	32964 / 290
Instrument Date	May 10, 2019
Instrument	17630
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 SCHOOL ST, CHELMSFORD, MA 01824-1020

Mortgage

Document Number	17631
Date	May 10, 2019
Instrument	17631

Lender

Name	BANK OF ENGLAND

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Chelmsford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Chelmsford Town
Unified School District	Chelmsford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,345.00 (+2.22%)	$704,200 (+7.07%) Land $315,700 Building $388,500	$801,990 (-)
2025	$9,142.00 (+4.78%)	$657,700 (+2.67%) Land $307,300 Building $350,400	$801,990 (+6.81%)
2024	$8,725.00 (+6.08%)	$640,600 (+11.91%) Land $307,300 Building $333,300	$750,880
2023	$8,225.00	$572,400 Land $309,700 Building $262,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHELMSFORD WATER DISTRICT serves 28,750 people · EPA ID MA3056000
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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