118 School St, Chelmsford, MA 01824 Property Records

Middlesex County and Chelmsford Town property record for 118 School St, Chelmsford, MA 01824

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,805 sqft · built 1917
Lot Size	1.17 acres (50,965 sqft)
Owner	Individual Name on Record
Last Sale	$517,015 (Jul 2019)
Tax Bill	$8,675 (2026)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11987`

Property Details

APN / Parcel Number

Primary APN	`11987`
Alternative APN	`CHEL M:0058 B:0217 L:4`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,805 sqft Living Area
Gross Area	3,407 sqft
1st Floor Area	1,242 sqft
Basement Area	806 sqft
Unfinished Basement	806 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,965 sqft (1.17 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	11987
Street Address	118 SCHOOL ST
City	CHELMSFORD
State	MA
Zip	01824-1020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Subdivision	HITCHINPOST 03 SEC B
Legal Block	217
Legal Lot Number	4
Jurisdiction	CHELMSFORD MA
Township / Civil Division	CHELMSFORD
Census Block Group	1
Census Block	1011
Census Tract	317201

Owner

Source: Middlesex County and Chelmsford Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	118 SCHOOL ST, CHELMSFORD, MA 01824-1020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2019 · Amount on Record
Deed Sale	Jul 17, 2019 · Amount on Record
Prior Sale	Aug 12, 2011 · Amount on Record
Deed Document Number	201928798
Deed Book / Page	33158 / 254
Prior Transfer Date	Jul 9, 2019
Prior Transfer Doc	33158-254
Record Updated	Oct 29, 2026

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHELMSFORD MA
Recording Date	Jul 17, 2019
Property Address	118 SCHOOL ST, CHELMSFORD, MA 01824-1020
Document Number	33158-254
Book / Page	033158 / 000254
Instrument Date	Jul 9, 2019
Instrument	28798
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,357.59
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 SCHOOL ST CHELMSFORD MA 018241020, CHELMSFORD, MA 01824-1020

Mortgage

Document Number	33158-257
Date	Jul 17, 2019
Book Page	033158/000257
Instrument	28799

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2049

Tax Assessment & Valuation

Source: Middlesex County and Chelmsford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Chelmsford Town
Unified School District	Chelmsford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,675.00 (+5.97%)	$653,700 (+11%) Land $317,400 Building $336,300	$734,445 (-)
2025	$8,186.00 (+4.29%)	$588,900 (+2.19%) Land $309,000 Building $279,900	$734,445 (+6.87%)
2024	$7,849.00 (+4.43%)	$576,300 (+10.19%) Land $309,000 Building $267,300	$687,230
2023	$7,516.00	$523,000 Land $311,400 Building $211,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHELMSFORD WATER DISTRICT serves 28,750 people · EPA ID MA3056000
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on School St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures